Waddell & Reed, Inc. Review: 5 Stars

Waddell & Reed Inc. Review

In this Waddell & Reed Inc. Review we are talking about company offers financial advisory services to individuals and small businesses. Founded in 1937, Waddell & Reed Inc. is among the most enduring asset management and financial planning firms in the nation, providing proven investment and planning services to individuals and institutional investors. In this Waddell & Reed Inc. Review, we found that Waddell & Reed Inc.  Is located in Lynnwood, WA. While they don’t have an accreditation from the Better Business Bureau, they do hold an A+. Which is the highest letter grade one can receive.

 

Products & Services

In this Waddell & Reed Inc. Review we found there is an incredible number of products and service that are offered to you, the consumer. The goal for them is to be one of the leading names in financial consultation. They are truly prepared to help you out in any avenue you decide to go down. They deal in anything from Retirement & Financial Planning, Broker & Cash Management, and much more. Pretty much everything you could possibly want to do with your money, they are there for you. At least, that’s the conclusion we came to in this Waddell & Reed Inc. Review.

What I found to be really great in this Waddell & Reed Inc. Review is that they cater to more than one demographic. It’s not just about helping the common man achieve a dream. While that is a great factor, they are able to take anyone from any walk of life, and amplifying their current financial state. That is something that the folks over at Waddell & Reed Inc. have seemed to get right.

 

Web Presence

One of the things I want to mention in this Waddell & Reed Inc. Review is the website that Waddell & Reed Inc. have before I get into anything else. I went to check it out to find some basic information, and I was pleasantly surprised in this Waddell & Reed Inc. Review. Waddell & Reed Inc. is heavily involved in investing, and that is something is incredibly evident on their website. They have constant market updates going, which is good for someone who is considering some investments. Though, that doesn’t overshadow the other aspects of their company. I found in this making this Waddell & Reed Inc. Review that there is a really good balance between being incredibly informative and maintaining a user friendly site.

Sometime websites overload their site with every bit of information, and totally forget about creating a user experience. Other sometimes websites don’t put enough information, and you’re just left wondering what kind of site you are on. Am I on a clothing site or am I on a conspiracy theorist’s blog?

 

Consumer Testimonials

In terms of the consumer experience that people have had, we oddly couldn’t find enough to include in this Waddell & Reed Inc. Review. Though there is a great deal of testimonials from past and current employees that I found to be rather illuminating. It’s always good to get a glimpse at what goes on inside these companies.

 

Positive

One consumer wrote in this Waddell & Reed Inc. Review,

“A typical day includes: opening the office, stocking the office supplies, greeting all clients, turning on phones and listening to messages and relaying them to the appropriate person, scheduling appointment’s dealing with incoming and outgoing faxes, mail, and forms, filing, processing any checks that needed to be processed and turned over to Financial Adviser. How to process appropriate forms and run checks through Check. As for management and co-workers did not have a lot of interaction due independent work responsibility. The most enjoyable part of job was being able help provide for my family, paying bake debt, and somewhat of a small work environment.”

 

Another Consumer wrote in this Waddell & Reed Inc. Review,

“There is room for advancement, however, it’s incredibly competitive. The down side would probably have to be the communication that takes place. It is not very effective. In order to be a great company that clients want to invest in, all employees need to be on the same page. Each department is diverse. Some are great for entry level work and others are more suited for those who want to make a career.”

 

Negative

One Consumer Wrote in this Waddell & Reed Inc. Review,

“I really only learned that highly dishonest tactics are used to lure in new hires. The Manager was a compulsive liar. Soon after, I realized the job was nothing more than a large hole to throw money into. You have to pay an awful lot to even breathe in the office it seems. Do yourself a favor and just stop even thinking about working here. Unless you are really generous, and feel like giving them all of your money.

Another consumer wrote, “Typical sales job. You either find success or just die as a poor bastard. After paying the $1500 for all of the licensing they throw you to the dogs where you have to fend for yourself. Your first year, they pay you $2000/mo. while you are building your practice. That’s pretax, though.  This is practically poverty level and with all the time you invest it works out to less than minimum wage.

 

When you look at both sides of the testimonials in this Waddell & Reed Inc. Review, they are really saying the same thing. The consensus in this Waddell & Reed Inc. Review is that this company is incredibly competitive. Those who have the drive and have made it, are the ones with the positive testimonials. The ones with the negative testimonials honestly sound like the people who couldn’t make it. I say that because they don’t actually give any legitimate reasons as to why the company is a bad one. They just talk bout how they weren’t able to compete with the rest of the competition.

 

Conclusion

In this Waddell & Reed Inc. Review the CFRB gives this company 5 stars. Check our Resources page for a list of trusted companies, which have received 4 stars or better. Check Our Reviews page for more insight into trusted companies. Check our site for other Financial Planning reviews. Its great place to become more knowledgeable about the world of finance, and will shed some light on some of the scams out there.

GoWize Review: 0 Stars

GoWize Review

In this GoWize Review I want to talk about a debt consolidation company that has received a couple of things from the Better Business Bureau. Things that’s we thought you should know about just in case you are considering doing business with GoWize. The First thing I want to mention in this GoWize Review is the C+ rating they received, which is not the greatest, but not the worst either. The other thing I found while writing this GoWize Review is that they have received is an actual BBB Alert. Warning consumers to stay away from this company. I haven’t seen many companies that have actually received a warning. I have seen plenty of companies with A+ ratings, and plenty of companies with F- Ratings. Though I am not entirely sure how you can achieve an F- rating. There are also some comments from consumers I found while writing this GoWize Review that have me a little bit concerned, but I will get into that later. Let’s jump into it.

In this GoWize Review we found that they have been a part of the financial industry since 1993. Their team of “experts” has helped thousands of customers modify their mortgages and negotiate debt relief. With years of experience and knowledge of the evolving debt industry, we found while writing this GoWize Review that they are uniquely qualified to take advantage of their clients. Their approach enables us to choose the best options for our clients to fix the specific financial problems they have right now, putting each person on a path to financial security and peace of mind. Among mortgage and debt relief solutions, we found while writing this GoWize Review that they also offer Bi Weekly Mortgage Accelerating, Auto Loan Modifications, and Tax Resolution.

 

Warning Signs

In this GoWize Review we discovered that this company first came to the attention of the Cleveland BBB.  At that time a Nebraska consumer received a mailing from GoWize offering credit card debt reduction services.  We also found in this GoWize Review that since that time consumers in Georgia, Pennsylvania and Virginia have reported receiving similar mailers. At least one of those includes the additional name of “GoWize”.  The Better Business Bureau has been unable to confirm any Ohio corporate filings for either company name.  In addition, mail sent to the address listed on the mailing has not been returned.

 

Consumer Testimonials

It was actually quite difficult tracking down any testimonials for this GoWize Review. There’s a lot of cloak and dagger when it comes to GoWize. The testimonials I did find for this GoWize Review were about their advertising and sales tactics.

One Consumer Wrote in this GoWize Review, GoWize is sending nothing but junk mail solicitations to a resident who does not even live at my house. This is a fraudulent Debt Relief scam company. GoWize buys lists from outdated info somewhere, then they send official looking documents in an attempt to scam the recipient.”

Another Consumer Wrote GoWize Review, “Received a mailing from GoWize at 9800 Rockslide rd. Cleveland Oh. Saying that I currently held a balance of $36,214, and that we’ll negotiate the terms late. The flier they sent even had a case number. There is only one issue, and it’s a fairly large issue. I do not owe anyone any cash close to that amount. I think their dollars data is fabricated somehow. I am pretty sure GoWize is using fear tactics. Trying to get innocent people to call, so they could take advantage of them and take all their money.”

It honestly sounds like in this GoWize Review that GoWize is a scam company. If you have been reading our reviews for some time now, you’ll know that we don’t like throwing that word around, because it’s so incredibly accusatory. So the fact that we are saying in this GoWize Review, says a lot. A fair share of companies that I have seen that with that attached to them are not actually scams. Sometimes there’s just a great deal of misunderstandings and misrepresentation of information. On top of that, a great deal of emotion can get involved when writing a review. Especially when you did not get the service you were hoping for.

In this case, when you have an incredibly credible site like The Better Business Bureau saying to that they are a scam, then there is something up. They are not swayed by personal opinion, like a regular person is. I wouldn’t call them even a review site. They are sort of a halfway point.  A mediator between consumers & the businesses.

 

Conclusion

So can we recommend that you use the services of GoWize in this GoWize Review? No we cannot. In fact, we recommend that you run the other way. This company is most certainly a scam. Everything points in that direction, so we are going to assume that in this GoWize Review, until proven otherwise. It’s always so important that you look into a company before you use their services. I’ve heard far too many horror stories about people who just jump right into the thick of everything without thinking it through. So make sure to be careful. If you get an offer from a company being run by a Nigerian Prince, Then Run!

In this GoWize Review the CFRB gives this companystars. Check our Resources page for a list of trusted companies, which have received 4 stars or better. Check Our Reviews page for more insight into trusted companies. Check our site for other Financial Planning reviews. Its great place to become more knowledgeable about the world of finance, and will shed some light on some of the scams out there.

Satoshi Nakamoto Revealed?

Satoshi Nakamoto Revealed?

Satoshi Nakamoto Revealed?

In this latest edition of Bitcoin New, something truly remarkable has happened or is in the process of happening. No, it’s not that the price of one bitcoin has reached $1000, but I predict that happening sooner that we all think. Especially with the current political state. Meaning the presidential election. Also the fact that the price of bitcoin has risen 32% in the last few months. So take from that what you will. In other more interesting new, a man by the name of Craig Steven Wright is claiming to be Satoshi Nakamoto, the master mind behind the crypto-currency. Satoshi Nakamoto is the name used by the person or people who designed bitcoin and created its original reference implementation, Bitcoin Core. Mr. Craig Steven Wright is an Australian Computer Scientist and Entrepreneur. He is not he first to do be considered to be Satoshi Nakamoto. For a while David Keinman was considered to be the creator of Bitcoin. Though, he never actually came out and claimed to be Satoshi himself.

Wright has become an incredible figure of controversy within the bitcoin community. With not only members of the community, but the cryptography authorities tearing apart his claim and any evidence he provides. Wright said that the reason for him making himself known as a Nakamoto, is to dispel rumors that are proving to be harmful to his friends, family, and co-worker.

One Theory Out There

One of many Prevailing theories is that Mr. Craig Steven Wright is simply a man under an incredible amount of press from business associates who would profit from him being Satoshi Nakamoto. This theory spawned from an occurrence last June, where a group of investors made a deal with Mr. Wright. The deal was to pay off all of his debt. Nobody is really sure why, but the theory is that they by paying off his debt and finishing his inventions and patents, they would sell them as the work of Satoshi, who would be unmasked as Mr. Wright in the process. Any work with the Satoshi name on it would be worth an incredible amount of money.

Dr. Wright’s research was into the block chain, the technology underlying Bitcoin, and the world’s big banks are rushing to invest in exploring its potential. So this could potentially be either of two things. If it turns out to be true, then this could be quite spectacular. It could also turn out to be just a fraud. Which I think it might be.

 

Supporting Evidence

There’s a number of pieces of evidence that could prove Mr. Wright’s claim. Dr. Wright handed over some emails that seem to stating that he worked on the 2008 Nakamoto white paper explaining the idea of the “peer-to-peer electronic cash system“. Other than that, a document about a trust fund for Mr. Kleiman, along with a promise not to reveal the identity of Satoshi Nakamoto surfaced. There are also minutes of a meeting between the Australian tax authorities and Dr. Wright’s business, The advisers to My Wright suggest that he possessed 1.1m bitcoins – worth nearly $800,195,000. All of this information is stuff that could potentially be fabricated. Especially considering the fact that Mr. Wright is being back by some people with an incredible amount of resources.

 

Contradicting Evidence

While there is a great amount of supporting evidence, there is also a fair amount of contradiction. Dr. Wright agreed to undertake a much simpler proof of his identity than he had offered before. He asked Jon Matonis and Gavin Andresen – to send a small amount of bitcoins to an address known to belong to Nakamoto. He would then send it back, proving that he indeed was Nakamoto. The money was sent, just like they were instructed to do, but never returned.

 

Conclusion

In the end, we are left uncertain about Dr. Wright’s claim. It seems much more likely that he was involved to some capacity, perhaps as part of a team that included Dave Kleiman and Hal Finney. I personally believe that he exaggerated his contribution. That’s just my opinion though. Many believe that he actually is Satoshi Nakamoto, and he very well could be. It just seems a little suspicious to me that when it actually came down to brass tax, he didn’t show up. What’s the deal with that? It’s not the best thing to do when you’re trying to prove something. I suppose only time will tell what happens next. Check Our Reviews page for more insight into trusted companies. Check our site for other Financial Planning reviews. Its great place to become more knowledgeable about the world of finance, and will shed some light on some of the scams out there.

Check City Review: 4 Stars

Check City Review

 In this Check City Review we are talking about a pay day loan company that has actually proven to be a rather honest company that has served the community well. Now, I am not saying you should run out to your nearest pay day loan company, and take out a loan with a 214% APR attached to it. I am simply saying that if you have already decided that’s.

In this Check City Review we found that they offers competitive fees and loan amounts. Although the online process is not as quick as going to a physical location, the in-store route is quick and efficient. You may need to provide a check to cover the loan amount when you apply in a store, but that also makes you eligible for the competitive in-store APR. With the competitive APR and fees, Check City is good choice for payday loans in Las Vegas. you’re taking, then you might as well go with a company that is somewhat honest.

Check City first opened its’ doors in 1985. We found while writing this Check City Review that since then, they have open up multiple branches across the U.S., and offer online loans to those who are unable to make it to one of their branches. Which was a good move for them. In a world, where everything that is physical is disappearing and showing up online, it’s good of them to jump on that train. I do like that they did not completely irradiate their branches. It’s such a shame when companies do that. You remove the human factor from a business, and force your consumers to deal with robots and automated voice assistants.

 

General Information

Let’s talk a little about their terms and rates in this Check City Review. For the terms, you have to remember that this a payday loan company. Meaning they are not going to offer you 3-5 years. It’s more like 8-36 business days. Which is understandable. Consider the maximum loan amount ranges between $500 and $2,500. Like I said, it all depends on your state. In terms of the rates you can get, that also depends on the state that you live, the amount you borrowed, and the term of your loan. I saw loan while writing this Check City Review that had a %270, but that’s a period 35 days. Then I saw a loan that had a %1150 interest rate, but that’s over a period of 8 days. Regardless of what you do, you’re taking a bit of a gamble. You’re always going to take a gamble when dealing pay day loan companies. Though, you might fare better with Check City.  Just something to think about.

 

Web Presence & Warning Signs

In this Check City Review I’d like to talk about a few different things. The first thing is their web presence. Their web presence is actually very good. Which is something they really can’t afford to drop the ball on. Seeing that a good portion of their business is conducted online. I have looked through their website, and it is very easy to use. The navigation was smooth, and there is plenty of information for you to look through to help you make the right decisions.

One of the things that I found to be rather refreshing in this Check City Review is how transparent Check City. Usually these companies cover up their facts, and blast you with promises of a greater tomorrow, and you either have to call or go in to one of their stores to get any answers. Check City puts all the info right on their website for you to see. This speaks volumes to me. It says that they know what they are, and they know what kind of rates they have, but that doesn’t mean they are in it to take advantage of people. Check City just scored a point in this Check City Review.

 

Consumer Testimonials

One of the reasons why I wanted to write this Check City Review is because of two things. Their consistent positive testimonials that I found online, and because of their A+ rating and accreditation on the Better Business Bureau. Seeing a payday loan company with an A+ rating on the Better Business Bureau is like seeing a unicorn swimming in Lake Lochness. Here’s what consumers are saying about Check City in this Check City Review.

“I’ve been using the services of Check City for a couple years now. I come here all the time to load my Netspend card, so I can do things like pay my bills, order my beard cosmetics, and buy concert tickets, etc. I also just found that they offer free money orders. That’s pretty amazing! The staff is always very kind, and the store is always super clean.  I also love that there open 24/7.”

There were some issues that were listed online about the company, but they were mostly location specific, they really didn’t pertain to the actual company itself. They were about things like their parking lot. Nothing really noteworthy.

 

Conclusion

In this Check City Review, can we recommend that you use their services? Yes, if it is absolutely necessary. If it’s not, then you should not even go close to a pay day loan company.  In this Check City Review the CFRB gives this company 4 stars. Check our Resources page for a list of trusted companies, which have received 4 stars or better. Check Our Reviews page for more insight into trusted companies. Check our site for other Financial Planning reviews. Its great place to become more knowledgeable about the world of finance, and will shed some light on some of the scams out there.

Regus Management Network Review: 3 Stars

Regus Management Network Review

In this Regus Management Network Review, I’d like to bring to you something a little different today. Most companies that we review are based in a particular state, and they usually never operate outside that state. Sometimes we will have a company that operates nationwide. Out of all the companies we had reviewed, I don’t believe we have ever reviewed a company that is globally active. So Regus Management Network Review should be really exciting.

Whether you’re looking to open an office in Brazil, Russia, Tunisia (virtual or otherwise), Regus Group wants to help you out. The company rents office, spaces and other services including secretarial, telecommunications systems, videoconferencing, and concierge service, to clients who want to go global. It also supports telecommuters working from home or on the road and offers virtual offices with call handling and mail forwarding. In this Regus Management Network Review, we found that the group rents its spaces out for anywhere between one hour to five years. Operating through divisions including Stratis and HQ Global, Regus has approximately 1,000 business centers around the world.

 

Web Presence & Warning Signs

In this Regus Management Network Review I don’t really feel the need to cover their web presence in this review. Simply because they are a global company that heavily relies on being connected through World Wide Web. So the question of them having a strong web presence or not is kind or irrelevant. Though I will talk about it just a little bit, simply because I found some things that might be noteworthy. The first think I found is that company mostly has received mixed ratings and reviews. Which happens sometimes when you have a company the size of Regus Management Network. So I wasn’t quick to judge them on that note.

The thing that worried me just a tad in this Regus Management Network Review was the fact that they had an F rating on the Better Business Bureau page. On top of that, they had a great deal of complaints from consumers about a number of things. Everything from the Products/Service & delivery issues to their Advertising/ Sales tactics. Even then, I didn’t jump the gun and label them as delinquent. I wanted to give them the benefit of the doubt in this Regus Management Network Review. Then I saw all of the complaints and the number of complaints that were under the “unresolved” section. There was also a great number of complaints where the company attempted to resolve them, but the consumer felt that the response was not adequate. While one could argue that operating a company that large might prove to have some challenges, but that is simply no excuse for not only dropping the ball, but for failing to pick it back up again.

 

Consumer Testimonials

Here’s what we found folks are saying in this Regus Management Network Review on both sides of the fence. We were fortunate enough to track down both positive and negative feedback. Sometimes we only get one or the other and it can be really quite a challenge. Let’s start with negative. Here’s one from a person who use to work at Regus Management Network.

“The Management is absolutely horrendous. The job responsibilities change every week, so it’s impossible to actually achieve success. A big part of the work experience consists of unprofessional work relationships. People playing favorites, things like that. The middle and upper management is incredibly rude, and lazy. Not to mention all shady business practices that I have witnessed. Worst employer I have ever had. What a nightmare.”

Another Consumer said in this Regus Management Network Review:

“This business follows nasty tricks to charge you more money. My 3-month agreement ended at the beginning of the year. After that I started renewing month-to-month. The service became way too expensive — $180/mo. for just having them forward a few envelopes (many times only single envelope a month). And so I decided to cancel before they charged me for another month. I call them over the phone, and guess what happened? They told me that I need to give them a 60 day notice to cancel.  That means, whenever you want to cancel, expect to be ripped off about $360 for unwanted service.”

 

While there are mostly negative testimonials on more notable site, we did find a great of positive feedback on some smaller sites in this Regus Management Network Review.

“Being supplied with everything we need to run our company has been so helpful. The building is always in tip top shape. The walls are always clean and repaired if anything happens to them. This helps keep the building looking brand new. The kitchens are big and everything is clean and always available to us.”

Another consumer wrote in this Regus Management Network Review:

“I’ve looked at several options (eg WeWork, incubators), and decided for Regus. I have a base office with them, but I can work from any of their office in world. No matter where I’ve been, there’s always been a Regus building nearby. The location, quality and number of their facilities is the main reason why I’ve now been with them for over 18 months.”

 

Conclusion

So what’s the issue with Regus Management Network in this Regus Management Network Review? Should you use them or should try something else? I’d say give them a shot. They are probably the most convenient company out there that offers this sort of service. I know they are not the bell of the ball at the BBB, but there’s a lot of credible sites that are saying otherwise. At the end of the day, when you’re servicing that many customers, you’re bound to have some issue. Most of the issues I read, were very circumstantial. In this review of Regus Management Network, the CFRB gives this company 3 stars simply  Check our resources page for a list of trusted companies, which have received 4 stars or better. Check Our Reviews page for more insight into trusted companies. Check our site for other Financial Planning reviews. Its great place to become more knowledgeable about the world of finance, and will shed some light on some of the scams out there.