Hydra Fund Loan Review

Hydra Fund Loan Review

Hydra Fund Loan Review

 

In this Hydra Fund Loan Review, we want to highlight a payday loan company that you should avoid at all costs. It’s no secret that dealing with payday loan companies is sometimes a bit of a gamble. You need money as soon as possible and you fall into the clutches of these bloodsucking leeches that will take you for every penny you’ve got. Over the years, I have come across a few good payday loan companies that operate with some level of honesty and integrity. Unfortunately, that it rarely the case. So, let’s get this Hydra Fund Loan Review started. So, you can stay away and stay safe.

In this Hydra Fund Loan Review, we discovered that all business is done through their site GetFastPay.com. So, what this means is that there are no actual physical locations. GetFastPay.com by Hydra Fund Loan is a matching service which submits your inquiry to its network of lenders. There is no cost for submitting an inquiry. The fees and rates are quoted directly by the lender which is matched to your profile. Hydra Fund Loan deals primarily in short-term loans, offering anyone between $100-$1000 immediately once they qualify.

 

Hydra Fund Loan Review: Rates & Fees

One of the things we found while writing this Hydra Fund Loan Review is that the rates and fees you will face greatly vary depending on which state you live in. For example. If you live in the state of Delaware, your max loan amount is $500. While the fee attached to this loan has no limit. Meaning the lender could essentially charge you whatever they want. The same thing goes with the state of South Dakota. In writing this Hydra Fund Loan Review, we found that there are some states that do not have any specific lending statutory provisions pertaining to payday loans. It’s incredibly important you read the fine print and consider every aspect of the deal you are partaking in. But before you do that, consider finding a trusted and reputable payday loan company (good luck with that). Please don’t use Hydra Fund Loan.

 

Hydra Fund Loan Review: Credibility

Here are some things we uncovered in this Hydra Fund Loan Review that have lead us to believe this is a company you should stay away from. In looking over their profile on the Better Business Bureau, it is littered with nothing but red flags. Numerous negative comments left by consumers. Pages of complaints (which are separate from the comments). A C rating which is soon to drop to an F, I am sure.

We also found a notice from the Better Business Bureau stating the following:

“Now, BBB does not have active contact information for the company or its principals to allow BBB to communicate with the company regarding complaints. Unless there is an active way to contact the company, BBB is unable to pursue a resolution to complaints. However, BBB is still accepting and reporting complaints, including publishing details of those complaints within this Business Review on the company. If active contact information for the company or its principals becomes available to BBB, we will pursue communications and resolutions at that time. Due to the nature of the complaints, BBB recommends filing complaints with their local Attorney General Consumer Protection Section and the Federal Trade Commission, for any assistance they may be available to provide and/or to aid in any investigation their regulatory offices may be able to pursue.”

What do you think it means when a company shuts out the Better Business Bureau and continues to operate? To me, it says they have something to hide. The BBB even goes as far as recommending consumers file complaints with the AGCPS & the FTC.

 

Hydra Fund Loan Review: Consumer Testimonials

This part of the Hydra Fund Loan Review is probably the most important. This is the part where we give you testimonials to back up our findings and suspicions. Here’s what one consumer had to say about Hydra Fund Loan:

“fraudulent account practices. I originally applied for a payday loan back in 2012. Hydra fund also deposited **** in my account without permission. I called to dispute they initially told me they didn’t have an account for me. Now I am being contacted by creditors. This has been added to my credit. I have another company which I have made a settlement with whom assumed I was also part of hydra fund.”

Another Consumer wrote:

“I took a small loan from this co. I was charged twice for the balance.
I took a small payday loan from this company. in 2013. I paid it through mediation. In 2015, they sent the amount plus high penalties to collections, threatening me with legal action. I paid it again. I cannot reach this company nor do they have a working phone number. They should be ashamed of themselves.”

To be quite honest, I don’t know how they are still in business. With this many complaints, I am sure The FTC has caught wind of it all. What surprises me, even more, is that people are still using them for their payday loan needs. Most of which are unsuspecting individuals in tight spots. They go looking to get the help they need and end up getting screwed over in the end.

In my opinion, nothing good ever comes from these payday loan companies. Just more financial turmoil and stress.

 

Hydra Fund Loan Review: Conclusion

I highly recommend you stay away from Hydra Fund Loan. I highly recommend you stay away from payday loan companies in general, but if you decide to go to one, please don’t go to this one. Unless you are purposely looking to get ripped off and scammed.

In this Hydra Fund Loan Review, The CFRB Gives this payday loan company a 0-star rating and would like to issue a “warning”. Check Our Resources page for a list of trusted companies like Signature One Financial, which have received 4 stars or better.

Keats Insurance Agency, Inc. Review

Keats Insurance Agency, Inc. Review

Keats Insurance Agency, Inc. Review

 

In this Keats Insurance Agency, Inc. Review, we are talking about an Insurance company that is in Floral Park, NY. They have several branches, but they are based in the state of New York. Keats Insurance Agency, Inc. has been servicing the Floral Park community for over 20 years. Keats Insurance Agency, Inc. is an award winning and nationally recognized insurance services firm built on integrity, personal care and experience.

This Keats Insurance Agency, Inc. Review is part of our attempt to really expand the and diversify the content on the CFRB. We are actively seeking companies that are outside our home state to review. We heard some good things about Keats Insurance Agency, Inc. So, we thought we would put them through the ringer to see if they are CFRB quality.

Keats Insurance Agency, Inc. currently is in good standing with the Better Business Bureau. They hold an A+ rating and an accreditation from them. Both of which are difficult to achieve. There’s a lot of hoops you must jump through to attain such an accreditation. So, the fact they achieved one and have maintained their status is quite impressive and should be noted.

 

Keats Insurance Agency Review: Services

In terms of the services they offer, It’s pretty straight forward. They offer the services that you would find at almost any other insurance company, but also a few things that not many places offer. They can help you out if you require things like Auto Insurance, Life Insurance, Homeowners Insurance or Business Insurance. They could also help you out with Power Sports Insurance, Car Wash Insurance, Coastal Home Insurance, and few other things. So, it’s a conventional insurance company that has a few extras here and there. Which is kind of cool. They are sort of differentiating themselves from the competition.

 

Keats Insurance Agency Review: Credibility

Like I mentioned before, Keats Insurance Agency, Inc. Review has received tremendous accolades from some very credible sources, but in writing this Keats Insurance Agency Review I did notice something a bit odd. Their website really isn’t the focal point in terms of their online presence. When following the link the BBB provided, I was taken to a third-party site that seems to host many different companies. Each has their own individual profile. It’s sort of like they took everything that you would put on a website and condensed it to fit a profile. I found it a bit odd, but nothing to be alarmed about. I’d imagine that everything on that profile page is can be read in detail on their actual website.

 

 

Keats Insurance Agency Review: Consumer Testimonials

The consumer testimonials I found while writing this Keats Insurance Agency, Inc. Review were from the site that is hosting the company. I am always sort of weary when the only consumer testimonials come from a source that is so directly tied to the company. So, keep that in mind when considering Keats Insurance Agency, Inc. Here is the first testimonial:

“I’ve been working with Carmen over the past year and have had a few challenges to overcome as my situation was not typical. Despite several hurdles that were presented, she could get me the policy I needed with very fair pricing and has always been pleasant and professional to work with. I truly feel like she always had my best interest at heart. I should also mention that they were recommended to me by my family attorney who also said great things about them. Highly recommended…. don’t bother looking any further. I doubt you will find better service!”

Here is another testimonial:

“This Agency and my Agent Eric were wonderful to deal with and I am so happy to have met him. Eric went through my entire portfolio of policies. He did not just ask what I had and gave a quote. His complete review and easy to understand explanations made me understand my policies better than ever before. The best thing that happened was after I changed all my coverages to him. I knew I made the right decision. I am not pay less for my coverage’s, I am getting more value for the coverage’s I need. I will be recommending every person I know.”

I don’t usually include a third, but I felt that I should. This one is negative feedback:

“I have been with the Keats agency for several years for my homeowner’s policy. I customarily do not have to contact them. In my line of work, mortgages, I had to contact them for questions and changes to one of my customers’ accounts. The first woman I dealt with was beyond rude, she had me on hold for over 5 minutes and then disconnected my call. When I called back, she didn’t even apologize. Because of the experience I had, I will be switching to a different agent. It was absurd. This review has no reflection of my actual agent Pete mellides as he is great, but I cannot stay with an agency where the staff is so rude and unaccommodating.”

This is a perfect example of reasonable negative feedback. He recognizes that the issue is not the company, but the employee he dealt with. So hopefully the company corrected that because the employees represent the company. And it would be a shame to have employees like that attached to such a good name.

 

Keats Insurance Agency Review: Conclusion

In this Keats Insurance Agency, Inc. Review we are giving Keats Insurance Agency, Inc. 4.5 Stars. Let us know in the comment sections below what your thoughts are, or if you have any questions. Check Our Reviews page for more insight into trusted companies.

 

 

 

Freeman Webb, Inc. Review

Freeman Webb, Inc. Review

Freeman Webb, Inc. Review

In this Freeman Webb, Inc. Review, I want to talk about a Real Estate company located in the Nashville, TN. Freeman Webb, Inc. specializes in acquiring, managing, and renovating residential and commercial properties. The Portfolio that Freeman Webb, Inc. has included over 11 million square feet of commercial and residential property. Freeman Webb, Inc. opened their doors in 1979. Since then they have grown to become a full-service real estate firm with hundreds of associates.

Freeman Webb, Inc. is recognized as an Accredited Management Organization (AMO) by the Institute of Real Estate Management (IREM, BOMA). They also hold an A+ rating with the BBB along with an official accreditation. Not too shabby, if you ask me.

 

Freeman Webb, Inc. Review: Services Provided

In writing this Freeman Webb, Inc. Review, we found that Freeman Webb, Inc. has a wide variety of services to meet your needs, but they are not spread too thin. They really have taken the time to specialize in their services and build up credibility in their region. Here’s some basic info about the services they offer.

Property Management:

In this Freeman Webb, Inc. Review, we found that Freeman Webb, Inc. manages 15,000 residential units and commercial properties that come out to about 1,000,000 square feet.

They are experts in their field. With that many residential units under their belt, you must be nothing short of the best. Freeman Webb, Inc. truly cares about the quality of your residence. They don’t just want to find you a place to live. They want to find you a home. A place where you’ll feel safe at night. A place where you’ll make memories that will last a lifetime.

Freeman Webb, Inc. can also help you out with your commercial Real Estate needs. Freeman Webb, Inc. specializes in both Office and Retail investment properties.

Investments:

Freeman Webb, Inc. is a leading expert when it comes to investments. It doesn’t matter if you need help renovating 200 units or managing your portfolio, Freeman Webb, Inc. can get the job done with incredible returns that will speak for themselves.

I highly recommend using Freeman Webb, Inc. if you are an investor looking to get some diversification into the real estate market. If you are a property owner, Freeman Webb, Inc. wants you to get the best help you can possibly get. They encourage property owners to shop around and look at the reputations of others. In doing so, they guarantee you’ll see why so many people are going over to Freeman Webb, Inc. Whether you are looking for residential real estate, commercial real estate, or to invest. Freeman Webb, Inc. is like a one stop shop for it all.

 

Freeman Webb, Inc. Review: Track Record

One of the reasons I decided to write this Freeman Webb, Inc. Review is because of their track record. In doing my research there is a healthy amount of feedback from consumers online. Most of the feedback was positive, and some negative. Though the negative feedback was addressed by the company. That’s a huge plus if you ask me. It shows that a company has some integrity. It says that they still believe that having an open honest discussion leads to growth and a greater way of doing business. They have been in Business for 38 years, and they have really maintained the quality in which they operate.

 

Freeman Webb, Inc. Review: Consumer Testimonial

Here are some of the testimonials we found online while writing this Freeman Webb, Inc. Review. The first one is positive:

“My son had to leave his apartment before his lease ended to attend a different college. I was told we would have to pay through the end of his lease. Imagine my surprise when I received a check in the mail reimbursing me for 3 weeks’ worth of rent because they could rent the apartment early. They could have kept that money – we would have never known! Very fair and honest company.”

The second review is negative, and I included this review specifically because the company responded. I’ll include that as well. Here it is.

The Consumer:

“Unfortunately, this company is extremely unprofessional. While I was away from my apartment on business travel, the toilet malfunctioned and flooded my apartment. They charged me for cleaning up the flood although this was clearly no fault of my own. They kept my deposit and refused to speak with me in a professional and reasonable manner about the charges. I would never allow this property management company to take care of my property.

Freeman Webb, Inc.:

“Thank you for taking the time to share your feedback, RaShelle. I was disappointed to learn that you feel you were treated unprofessionally by any member of our team. That was not our intention, and I apologize for that. We take great pride in our professionalism, and the relationships we foster with our residents are our top priority. Unfortunately, we do have to charge for damages exceeding normal wear and tear. If you have questions on any charges or feel there is an error, please call or email me at your earliest convenience.” 

I just want to point out that Freeman Webb, Inc. took responsibility. Instead of denying the accusations, and hurling some of their own. I can’t tell you how many times I have seen companies retaliate after someone leaves negative feedback. It’s so embarrassing that some companies will get down in the trenches and duke it out with the customers. That doesn’t help the situation at all.

 

Freeman Webb, Inc. Review: Conclusion

In my opinion, I think this company is fantastic. If you live in the Nashville area and are looking for someone to help you with your real estate needs, I highly recommend you give them a call.

In this Freeman Webb, Inc. Review, we are giving Freeman Webb, Inc. Review 5 Stars. Let us know in the comment sections below what your thoughts are, or if you have any questions. Check Our Reviews page for more insight into trusted companies.

 

 

 

 

 

Lafayette Life Insurance Company Review

Lafayette Life Insurance Company Review

 

Lafayette Life Insurance Company Review 

In this Lafayette Life Insurance Company Review, I want to talk about an insurance company in Cincinnati, Ohio that has been around for more than 100 years.

Lafayette Life Insurance Company operates in the District of Columbia and every state except Alaska and New York. They are a part of the Western & Southern Financial Group. Which is a group located in Cincinnati, Ohio that is made up of financial service companies. In writing this Lafayette Life Insurance Company Review we found that they have an A+ and an accreditation from The Better Business Bureau. Which is impressive, but there’s something off about this company.

 

Lafayette Life Insurance Company Review: Services Offered

 

Lafayette Life Insurance Company provides life insurance and annuity products to individuals and small businesses. Their product portfolio includes whole life, term life, indexed universal life, indexed annuity products, and much more. They also help businesses by offering pension plan services.

Lafayette Life Insurance Company has a wide range of options for you to advantage of. They also go into detail about services they provide on their website. If you are curious, it’s certainly worth taking a look. It’s also important to note in this Lafayette Life Insurance Company Review that they are specifically a life insurance company. This is an important distinction. This isn’t like a regular insurance company that has its’ hands in ten different cookie jars. For them, there is only one cookie car.  Lafayette Life Insurance Company isn’t spread too thin.

If you are specifically looking for someone to help you with your life insurance needs, I recommend going to a company like that is specifically in business for that. Instead of going to a company that just offers life insurance services along with a ton of other things. The difference is so tremendous. When you are dealing with professionals who have specialized in an area, you are bound to get better results. It’s your money, and you should be informed so you can make the best possible decision.

 

Lafayette Life Insurance Company Review: How Credible Are They?

So, this is what I really what to talk about in this Lafayette Life Insurance Company Review, because it’s sort of hard to pin down. Lafayette Life Insurance Company has been in business for over a century. That is a remarkably long time. So, they must be doing something right. And Yet, the only real feedback I see online is negative. There’s even negative feedback on their BBB page. Granted, they have responded to the feedback on their BBB page. As for whether it was sufficient enough for the consumer; that I do not know.

With companies like Lafayette Life Insurance Company that have been around this long, sometimes the dramatic changes that are constantly happening in today’s age can be a little too much. Regardless of their efforts, the roots of Lafayette Life Insurance Company were planted over 100 years ago. Maybe that’s starting to reflect in their work.

Perhaps Lafayette Life Insurance Company is not purposely trying to upset customers. I think it’s more that they are old-fashioned, and the world isn’t really looking for old-fashioned. When this happens, it’s adapt or die. Some companies make it, and some die off. I guess we will just see what happens next with Lafayette Life Insurance Company. Having a strong online presence is critical these days. It’s how people find you, and learn to trust you. If you don’t have that, you might as well close shop.

 

Lafayette Life Insurance Company Review: Consumer Testimonial

Here’s some of the feedback we found online in this Lafayette Life Insurance Company Review:

“I have spoken to two different representatives regarding a specific form to be sent to me in lieu of a money withdrawal from our policy. Both times the representatives have failed to get this form to me. This makes me very uneasy considering the amount of money I have entrusted to this company.”

In writing this Lafayette Life Insurance Company Review¸ I really couldn’t find anything else other than another negative review from the BBB that was just too long to put into this Lafayette Life Insurance Company Review. I truly wish I had some positive feedback to contrast and compare. It would certainly help paint a better picture.

 

Lafayette Life Insurance Company Review: Conclusion

Truthfully, I don’t think there’s enough evidence to write them off as a company that can’t be trusted. At the same time, I am not going to shout their name from the roof tops. I’ll leave it to you to decide. After reading what’s online, you are more than welcome to give them a call if you feel like they could help. Personally, I would look for a company that has more reviews online.

 

Lafayette Life Insurance Company Review: Conclusion

In this Lafayette Life Insurance Company Review, we are giving Lafayette Life Insurance Company Review 3.5 Stars. Let us know in the comment sections below what your thoughts are, or if you have any questions. Check Our Reviews page for more insight into trusted companies.