Ace Cash Express Review: Introduction

In this review of Ace Cash Express, we bring to you a payday loan company located in Irving, TX.  ACE Cash Express, Inc. is a leading financial services provider, specializing in short-term consumer loans, bill pay, and prepaid debit card services, as well as the largest owner operator of check cashing stores in the United States. In business since 1968, ACE Cash Express focuses on serving consumers seeking alternatives to traditional banking relationships by gaining convenient, immediate access to financial services. They are an old fashioned company that has somehow managed to maintain their business throughout the years. That’s a real special thing to find today. A lot of the time, you’ll sew companies that have been around for a while just go under, because they can’t handle the technological advancements that eventually rule their industries. Slowly, but surely you begin to see companies just phase out, because new and easier ways of doing things come out everyday. Just look what happened to video stores like Blockbuster. They got phased out by Redbox. Don’t be surprised if the same thing happens to Redbox. Everything is online and available to the public.

Ace Cash Express Review: Distinct Services

Is there anything that sets Ace Cash Express apart from the general competition. Well, not exactly. In reviewing Ace Cash Express we found that they are just a regular payday loan company, but that’s a tall order to fill. Most companies out there, regardless of any claims made, all sort of operate within a particular vein. Especially companies that geared towards finance. The only thing that probably makes Ace Cash Express stand out is there sense of integrity. That’s actually a very hard thing to find when looking for payday loan companies. I can’t tell you how man horror stories I’ve heard about certain popular payday loan companies. People go there thinking that they will be the solution to their problems, and then they end up getting screwed over. You really have to be careful when dealing with payday loan companies, folks. I can’t seem to say that enough.If you don’t know what you’re doing,they will do everything in their power to put you in a worse position than you were before you came in. It’s probably the worst gamble that any one can ever take, and I always advise against using payday loan services. That’s just me though. I’m sure they’re not all bad.

Ace Cash Express Review: Consumer Testimonials

Here’s what folks are saying about Ace Cash Express. It’s actually sort of surprising considering all that we found while reviewing Ace Cash Express. One Consumer said, “On January 12, 2016 we received an email stating my husband owes “X” amount of dollars and if he did not respond they would inform the credit bureaus and his place of employment. They sent other threatening messages about filing suit against my husband. Some of these emails made no sense, so I know it’s coming from a foreigner.” Another Consumer said, “I have received a total of 6 threatening emails about being taken to court for a payday loan that I do not have and I do not owe! Something needs to give because I am tired of being harassed on a daily basis. They can never come up with good paperwork and their English is the worse when they send you an email.” One more consumer said, “I received a settlement letter from them when I don’t even remember taking any loan. The mail does not have a loan date or information/proof. I highly upset to received this in the mail. They need to be reported. Isn’t it a legal timeline for any matters like this. This a scam and unprofessional.” There’s a patter here if you don’t see it. Ace Cash Express, is exhibiting a lot of signs that they are just a big scam. I’ve heard of companies outsourcing certain services to keep the cost down, but it sounds like else entirely. Something really fishy.

Here’s some positive feedback I was able to gather while reviewing Ace Cash Express. “I just want everybody know I have been cashing my check, paying bills, getting money orders, etc for 8 or 9 years now from the one on Lapalco in Gretna, Louisiana. I have never had a problem with them. They are very fast at what they do and very friendly. I would recommend them to anybody that needs to cash checks, pay bills etc.” So I am not really sure what to tell you. I think that the negative outweighs the positive greatly. And a lot of the negative is consistent. If it were all over the place and didn’t make sense, then I would dismiss it as personal opinion. But they are all from people who didn’t even ask for their services. That would probably explain why they have 150 complaints on their Better Business Bureau page along with no letter rating whatsoever.

Ace Cash Express Review : Consclusion

Can we recommend that you use the services of Ace Cash Express? I would certainly like to. They seem like they have a lot to offer. Especially because they have been around since the 60’s. From going through all of the consumer testimonials, I don’t think I can recommend that you use their services. They just seem like a big scan to me. A big scam that has been going on for a long time. If they are not a scam, and some foreign group is operating under their name, then they have got a big problem. Even if that’s the case, I still don’t recommend you go with them. In this review of Ace Cash Express,  the CFRB gives this payday loan company 2 stars. Check our resources page for a list of trusted companies, which have received 4 stars or better. Check Our Reviews page for more insight into trusted companies. Check our site for other  Financial Planning reviews. its great place to become more knowledgeable about the world of finance, and will shed some light on some of the scams out there.