American Financial Solutions Review: 5 Stars

American Financial Solutions Review

In this American Financial Solutions Review, we are talking about company that specializes in debt resolution located in Seattle, WA. We have good some great things about American Financial Solutions. So We thought we should check them out and put our thoughts into this American Financial Solutions Review.

 

American Financial Solutions Review: Introduction

American Financial Solutions is a well known, respected, financial education and credit counseling agency that helps clients find debt solutions and change their financial lives for the better. Since 1999, American Financial Solutions has worked with thousands of clients across the United States. Since inception, we have assisted over a million clients and have helped more than 250,000 pay off over $42 billion in debt.

American Financial Solutions Review: Services Offered

When it comes to helping you with your financial needs, American Financial Solutions is ready to help you get your life back on track. All of their services gravitate around getting you free from the burden of major financial obligation. In this American Financial Solutions Review, we found that they offer help with Credit Counseling, Debt Management, Student Loans Counseling, Bankruptcy (Pre-Bankruptcy Counseling or Post Bankruptcy Debtor Education, and Housing (Home Ownership Counseling or Foreclosure Prevention Counseling.)
You usually don’t see a whole lot of companies that offer this range of services. Usually, a lot of companies really specialize in one particular area. So the fact that American Financial Solutions offers this many services could easily be perceived as a potential red flag. Though, Judging by their accreditation, and accolades I don’t think there’s anything to be worried about.

 

American Financial Solutions Review: Accreditation

In this American Financial Solutions Review, we found that American Financial Solutions holds some of the most prestigious accreditation’s in the land of business and finance. First and most importantly, They hold an accreditation form the Better Business Bureau. On top of that accreditation, they have an A+ rating. Which is no easy thing to acquire. The Better Business Bureau has a lot of hoops that every single business has to jump through.
The Majority of companies don’t even get a rating. The Point I am trying to make is that it’s a long way to the top, and somehow American Financial Solutions has found it’s way there. They are also a member of the National Foundation for Credit Counseling (NFCC), and The Financial Counseling Association of America.

 

American Financial Solutions Review: Consumers Testimonials

Here’s a testimonial from a consumer that is straight form the Better Business Bureau Page:
“I just entered into an arrangement with America Financial Solutions about four months ago. I’m a person that has a fairly high income, but my 23 year old daughter became very sick with a rare blood clotting disorder and I just couldn’t keep up with my monthly payments. I seriously investigated all of my options. Bankruptcy chapter 7&13 because of my income it just didn’t seem like the right choice for me, so I looked into a debt management plan and I found out that using a real not for profit organization like American Financial Solutions was the best option for me. I pay about 200 dollars less a month than the estimate an Attorney gave me for a chapter 13. I feel better because I’m actually paying my creditors the money I borrowed from them . I’m not a good negotiator, but the people at American Financial Solutions did all of that for me and I can’t thank them enough. I really like this company and I would recommend them to anyone having serious financial difficulties.”

 

American Financial Solutions Review: Conclusion

In this American Financial Solutions Review, The CFRB gives this Company 5 stars. Check Our Reviews page for more insight into trusted companies. Check our site for reviews of all kind. It’s great place to become more knowledgeable about the world of finance, and will shed some light on some of the scams out there. Check out the previous post by clicking here.

Signature One Financial Review: Update

Signature One Financial Review: Update

 

In this Signature One Financial Review I want to talk about a Full Service Financial Firm that we have reported on in the past. Recently they have upped their game, amplifying their ability to make life easier for consumers across America. Just in case this is your first time tuning in, here’s a little about Signature One Financial in this Signature One Financial Review.

Signature One Financial is a nationwide full service financial firm located in Corona, CA. Signature One Financial takes pride in its approach to make the client’s needs first even when it means recommending a competitor to provide the financial service the client needs. Signature One Financial provides a wide array of financial services to its clients designed to meet their needs by tailoring the financial product around the individual rather than trying to sell a “one size fits all” financial product. Signature One Financial helps clients manage their debt and remove what may be the single biggest roadblock to financial freedom as well as design a retirement income plan utilizing tax advantage income strategies. So that’s a little background on Signature One Financial.

 

Signature One Financial Review: Transparency

Before I get into the details of what exactly Signature One Financial does in this Signature One Financial Review, I just want to talk about something that is incredible important. Signature One Financial has continued to cooperate and work with us, allowing us to conduct our extensive reviews. They have been completely transparent during the process of each Signature One Financial Reviews we have conducted. The level of transparency they give is not something we encounter all the time. Maybe only a handful of times this has happened with other companies. That’s why we continually give them 5 star ratings.

 

Signature One Financial Review: Services Provided

So now that we have covered the basic for those who many not be the most familiar with this company, we can now move onto more of the nitty gritty. The services provided by Signature One Financial.

So, what does being a full service financial firm mean? Well, it essentially means what you think it might means. They can pretty much help you with anything that is finance related. Do you have a massive amount of debt, and a need a solution? Signature One Financial can help you find one. Are you in the market for purchasing life insurance? Signature One Financial can help you. Are you beginning to thinking about your future, and where you should be putting your money? Signature One Financial have certified financial planners who have been working in the field for years. Here’s a list of some of the major services that Signature One Financial offers:

  • Debt Free Solutions
  • Emergency Savings
  • Health Insurance
  • Life Insurance
  • Medicare for Seniors
  • Retirement Planning
  • Fixed & Market Based Strategies
  • Personal Loans

One thing to note, all their business with insurance goes through Acquire Capital Insurance Services. A company that we believe to be trusted. Investment Advisory services are provided by Acquire Capital Management, Inc. 

 

Signature One Financial Review: Consumer Testimonials

Here’s a couple of consumer testimonials that confirms what we have been saying in this Signature One Financial Review.

“I got a personal unsecured loan from Signature One for 35k which i used to pay off my credit cards. My score was in the low 600’s i think bellow 630. my rate was 12% but I saved over 120 per month compared to my credit cards and my term was for 3 years. The Signature one agent said that was because their loan was simple interest not compound like my credit cards.”

“I have enrolled in this program through Signature One Financial with many doubts but so far, one out of my five credit card debts have been settled and the process was explained to me very thoroughly by my agent Chris Gaukler and everyone has been very understanding and patient. I’m hoping that everything will continue to go as smoothly as it has been and hopefully I will be debt free soon.”

 

Signature One Financial Review: Conclusions

In this Signature One Financial Review, The CFRB gives this Company 5 stars. Check Our Reviews page for more insight into trusted companies. Check our site for reviews of all kind. It’s great place to become more knowledgeable about the world of finance, and will shed some light on some of the scams out there. Check out the previous post by clicking here.

All in all, If you are looking for a company to help you out with some major financial decisions in your life, check out Signature One Financial.

Signature One Financial Review: Personal Loans

Signature One Financial Review: Personal Loans

In this Signature One Financial Review, we are going to do something a little different. We have talked about Signature Once Financial before. Signature One Financial is a company that is incredibly trustworthy. That’s why they are listed in our Resources page. Today, I would like to highlight a certain aspect of the Signature One Financial. We have talked about their debt resolution services in great depth. Now, I would like to take a gander over at the other half of this meat and potatoes kind of company in this Signature One Financial Review. I would like to talk about personal loans.

 

Signature One Financial Review: Loan Types

In this Signature One Financial Review, I’d like to talk about the different types of loans that Signature One Financial has to offer. Before I do that, I would like to clarify exactly what a personal loan is. Personal loans are known as “unsecured” debt because they are not backed by collateral, such as your home or car, as is the case with a mortgage or auto loan, respectively. Lenders will use your credit score to help determine whether to give you a personal loan and at what interest rate

So It’s not like they just give you a lump sum and let you decided what you want to do with it. Getting a personal loan doesn’t mean you receive money to go out and buy a new MacBook Pro. If you are reading this Signature One Financial Review, and that’s what you’re thinking, then you should just stop reading now. I suppose in theory, you could take out a loan at some pay day loan joint, no questions asked. Or through a Peer-to-Peer lending bank like Rise. The issue with those places is the terms they offer, and the rates they offer. You’ll end up paying way more in the end than you originally borrowed. Let’s take a look at the loan types Signature One Financial can help you out with.

 

Signature One Loan Types:

  • Debt Consolidation Loans 
  • Home Improvement Loans 
  • Short Term & Bridge Loans
  • Auto & Vehicle Loans
  • Small Business Loans
  • Baby & Adoption Loans
  • Engagement Ring Financing
  • Wedding Loans
  • Friends & Family Loans
  • Green Loans
  • Military Loans

 

If you’re new to the world of loans, you’re probably thinking while reading this Signature One Financial Review that some of these loans shouldn’t even be a available. Wedding loans and engagement ring financing? What do those two things have to do with Signature One Financial? Well, That’s just an example of the lengths Signature One Financial is willing to go just to help you. They’ve go their bases covered, and they are ready and able to help you through whatever life may throw your way.

 

Signature One Financial Review: Benefits of a Signature One Loan

What are the benefits of using the service that Signature One Financial has to offer? Well, you get everything you could every want when dealing your personal finances, and some perks that you’ll only find in the best companies around the country.

  • Easy Application
  • Fixed Loan Rates for the Life of the Loan
  • Loans are Unsecured with NO Collateral Required
  • Loans CAN be used for ANY Purpose (i.e. Medical Expenses,
  • Vacations, Moving, etc.)

    *Except Post-Secondary Educational Student Loans

  • No Balance Transfer Requirements
  • No Cash Advance Fees
  • No Early Payoff or Pre-Payment Penalties
  • Low, Fixed Monthly Payments
  • Control in Knowing Exactly What You Owe and When It Will Be paid Off

It isn’t too often that we come back and talk about a company this frequently. Signature One Financial is one of the companies that continues to comply with CFRB regulations, and remain transparent. They give us the freedom to properly do our reviews, so we can bring you the best possible content.

 

Signature One Financial Review: Conclusion

In this Signature One Financial Review, The CFRB gives this Company 5 stars. Check Our Reviews page for more insight into trusted companies. Check our site for reviews of all kind. It’s great place to become more knowledgeable about the world of finance, and will shed some light on some of the scams out there. Check out the previous post by clicking here.

Consolidebt LLC Review: 2 Stars

Introduction

In this Consolidebt LLC Review, we bring to you a debt consolidation company that has torn a bit of a divide between consumers, and credible sources. Some say this company that is bad egg, not to be trifled with. Some say it’s a company that has a set a new standard for doing business. So we are here to set the record straight once and for all in this Consolidebt LLC Review. It’s remarkably important that we do so, for the sake of consumers everywhere. I’ve heard one too many horror stories about people who take a gander on a company that was sort of 50/50, and then regretting it immensely down the road.

Consolidebt LLC is located in Anaheim, CA. In this Consolidebt LLC Review we found that Consolidebt LLC opened shop on August, 04 2008. Which means that the Consolidebt LLC has been in business for about a hair under 8 years. From what I can find while writing this Consolidebt LLC Review, their sole function is surrounded around debt relief services. Which is no surprise, there company is named Consolidebt LLC after all. I suppose what we are taking into question here is not what they claim to be, but the incredible inconsistency that is riddled throughout the internet about Consolidebt LLC.

 

Web Presence & Warning Signs

We always look for red flags whenever we review a company. In this Consolidebt LLC Review, we found a couple of red flags waving proud. Though one flag is probably greater than the other, it’s important that both are noted. The first and less seriously flag would be there web presence. It’s always a good sign when a company has a strong and positive web presence. It may sound like a piece of cake, but it really is quite a difficult to acquire. Though, if you acquire such a thing, it certainly becomes a stamp of approval for all to see. Consolidebt LLC has no such presence. In fact, in this Consolidebt LLC Review we found that if you go to their BBB page, there will be a section on it where you can be the first to like their social media pages. That’s right, folks. You can be the first to like an up and coming company that is sure to take the world by storm.

In this Consolidebt LLC Review the other more seriously flag that must be noted is the fact that Consolidebt LLC doesn’t follow the FTC rules. For those of you who don’t know, the FTC is a bipartisan federal agency that protects consumers by stopping unfair, deceptive or fraudulent practices in the marketplace. It’s a great parameter that keeps consumers safe, and keeps companies in check. The fact that Consolidebt LLC doesn’t abide by their regulations says to me that the security of their consumers is not a priority. Which in turn means that they can’t be the most trustworthy. For now though, I’ll hold my judgement until the very end of this Consolidebt LLC Review. Though, I am starting to get a clearer picture of what happened to Consolidebt LLC.

 

Before I get into the testimonials from consumers, I want to first highlight what initially triggered my interest in this company. In this Consolidebt LLC Review, I took a peek at their Better Business Bureau page, like we do with most companies that we review on the CFRB. I find that it’s a good reference point. A place where I can always go back to. A sort of “All roads lead to Rome” type of thing. There I find all the basic information I need to begin my investigation. The Better Business Bureau has them at an F rating. Which I am pretty sure, is the lowest rating you could possible receive. Other than being listed with a warning that is. They also have listed one complaint, which was in regard to their advertising and sales tactics.

Now, I know what you’re thinking. One complaint isn’t too bad. Some companies would kill just to have one complaint. Here’s the thing though. It’s not the complaint that peaked my interest. It’s the fact that there was a failure to respond to the complaint. Not responding to one complaint is way worse than a company that has 10 complaints, but they’ve responded to all them. From the looks of it, I believe that Consolidebt LLC is less active than we previously thought.

 

Consumer Testimonials

With that in mind here are what some consumers are saying about Consolidebt LLC. One consumer wrote, “I would recommend Consolidebt LLC to anyone who is trying to become debt free. They have helped me greatly, and I am so grateful to the company and there staff for all there help and support.” That’s funny, I had no idea that they had a full staff. According the BBB page, theirs is only one person working there. Maybe they outsourced there work to India. Another Consumer wrote, “I was referred to Consolidebt LLC through another company actually. They took their time with everything, and explained it thoroughly to me. Making sure that I understood everything properly. “

 

Conclusion

In this Consolidebt LLC Review, after gathering every bit of information I could find about Consolidebt LLC, I feel that I am ready to share with you what I feel happened here. I don’t believe that Consolidebt LLC is a bad or untrustworthy company. Everything I found all points in another direction. I believe that Consolidebt LLC is a company that was started by an independent party. Most likely a person who wanted to get out of the corporate rat race, and make a name for themselves. They probably decided that starting their own business would be much better than working for another company. So they made an attempt off get things off the ground. From the looks of it, they didn’t stick to their guns and jumped ship. My guess is they probably got a job somewhere else, and gave up the dream. This would explain a lot. Like the fact that they never addressed the consumer complaint on the BBB or the fact that the last review they received was in 2011. It would also explain why their website is still incomplete. Most of the reviews online about this company were probably written by friends and family. There were only a handful of them. Which is a tactic that is understandable. Every brand new company needs positive feedback from consumers. What do business owners do? Thy turn to friends and family.

So, can we recommend that you use the services of Consolidebt LLC? No, we cannot simply because it does not appear to still be in business. In this Consolidebt LLC Review the CFRB gives this company 2 stars only because it doesn’t appear they are still around. Check our Resources page for a list of trusted companies, which have received 4 stars or better. Check Our Reviews page for more insight into trusted companies. Check our site for other Financial Planning reviews. Its great place to become more knowledgeable about the world of finance, and will shed some light on some of the scams out there.

SurePath Financial Solutions Review: 5 Stars

In this review of SurePath Financial Solutions, we bring to you a debt consolidation company that has caught our eye. SurePath Financial Solutions has been a local, nonprofit financial counseling agency for almost 50 years. Since the 1966, They have helped members of the community deal with and overcome the most trying financial situations. They have always tried their best to be, and will continue to try to be, an organization made up of caring, dedicated individuals willing to go the extra mile for their clients. The services they offer vary from state to state. Providing people with the highest quality counseling services continues to be their main priority. SurePath is a member of the National Foundation for Credit Counseling. The NFCC seal signifies high standards for agency accreditation, counselor certification, and policies that ensure free or low-cost confidential services. Learn more about our accreditation and standards of excellence. I wanted to talk about this company, because they are sort the poster child for financial success in the business world. They’re what every company should be aspiring to become. They’ve accomplished a few key things that I believe have really solidified them as a credible company. A company that they should be very proud of.

 

SurePath Financial Solutions Review: The Distinction

In this review of SurePath Financial Solutions, we would like to talk about something. It can be a remarkably trying task to try to sift through every single company out there that appears to offer the same services. They all look the same, have similar names, and all make the same promises. How do know that company you’re considering doesn’t have an ulterior motive? You might say, “Oh well look at all the wonderful things people have said about them.” Or “The prices they offer just can’t be beat.” That may be so, and yes plenty of people have said some nice things about them, but how can you be sure? Is there a defining factor that comes into play when considering a company and the future of your financial security? There most certainly is. It’s more of a question you have to ask rather than a factor. That question is, “How long has this company been around, and how is their track record?”

There are new companies being started every single day. Companies that are being spear-headed by the youth of tomorrow. Youngsters with their degrees, and hearts full of ambition. They have it all planned out. They know what they want to do, and they are going to do it. What separate these guys who have the understanding required to be successful and the ones who have been around for decades? Experience is what separates them. Not business experience, but experience with people. I’ll always choose a company that has been around since the 60’s over a company that just started yesterday. It doesn’t matter if the company is a fresh of breath air, the old company that knows what they are doing. If they are still around that means they do their jobs well. SurePath Financial Solutions is an example of that. They are company that has stood the test of time. They’ve taken their wit, candor, and life experience and have brought it into the 21st century. That takes guts, and intelligence. So many companies died out simply because they could not compete with the new contenders.

 

SurePath Financial Solutions Review: Consumer Testimonials

In reviewing SurePath Financial Solutions, I came across some consumer testimonials. All of which, support my thesis. Here’s what consumers have to say about Surepath Financial Solutions. One Consumer wrote, “I really appreciate your emails with tips and bits of encouragement. I enjoyed your strategies, newsletter and more on-line information. Knowing that you see the dedication it takes to make our monthly payments, even during those months that we have unexpected bills, is very important. Without the help of Surepath, we would not be starting off 2012 with the hope that someday we will be free of this burden. Thanks again for everything.” Another consumer wrote, “The freedom that I have now is amazing. I started dating again, traveling, and living without the fear of how much I needed to pay out each and every day. Thank you for your support and I have all ready started given out my success to friends, relatives, and whoever wants to hear about how I did it.”

There’s something about these particular consumer testimonials that really attest to the nobility of the company. If you notice these  testimonials are more than just suggested feedback that people respond to. These people speak of how they were once in dire straights, and SurePath Financial Solutions pulled them out. Not only did they help them out of a sticky situation, they also improved their state of living. Any company that can go beyond their required function, and make someone’s life better deserves a double thumbs up.

 

SurePath Financial Solutions Review: Conclusion

Can we recommend SurePathb Financial Solutions? I think we most certainly can! In fact we are proud to recommend a company of this caliber. Regardless, I encourage you to do some research of your own. Formulate your own opinions. Then come back here, and talk about it. Share your experience with us. That’s the great thing about the CFRB. WE are always monitoring the company we reviewed, just to make sure that they are up to par.

In this review of SurePath Financial Solutions, the CFRB gives this company 5 stars. Check our resources page for a list of trusted companies, which have received 4 stars or better. Check Our Reviews page for more insight into trusted companies. Check our site for other  Financial Planning reviews. its great place to become more knowledgeable about the world of finance, and will shed some light on some of the scams out there.

Financial Counseling Center Review: 4 Stars

Financial Counseling Center Review: Introduction

In this review of Financial Counseling Center, we bring to a debt consolidation company located in Los Angeles, CA. Unlike most of the debt consolidation companies we have reviewed, Financial Counseling Center offers a fairly wide range of services. It isn’t all just about consolidating your personal debt. They’re focus is more on helping you improve overall financial life. Which is quite admirable and refreshing to come across. They have over 25 years of experience and have been BBB accredited for over 10 years. If you know anything about accreditation from the BBB, then you know that’s quite impressive. To hold that for over 10 years is no easy task. It means that Financial Counseling Center has held up its standard year after year. An effort that is truly commendable.

Other than Debt Consolidation, Financial Counseling Center is prepared ready to assist in all of the following.  Foreclosure/Mortgage Assistance, Student Loans, Tax Issues, Small Business Advisers, and Bankruptcy Assistance. Like I said before, their focus is not just on getting you debt free. Their focus is on creating financial stability in your life. With the services they offer  and the track record they have, they are definitely suited to do just that.

 

Financial Counseling Center Review: Web Presence

In Reviewing Financial Counseling Center, we found that they’re not hard to find! Especially in the online world. You won’t have to sift through pages of nonsense just to find a tether that might lead to their website. That’s probably the most frustrating thing I’ve dealt with doing research on a company. They have good ratings and supposedly everyone loves them, but you can’t find any trace of them online. That’s certainly not the case with Financial Counseling Center. No, they pop right up with everything you need to know about the company. Even before you click the website, there’s a sense of honesty and transparency associated with just putting it all out there. It also helps to see the pages of positive feedback from Yelp and other sites. Seeing that is very encouraging when considering a company to do business with. I believe that they even took the reviews from yelp and posted them on their websites. There’s an entire section dedicated to what people are saying about them.

As for the Website itself, it certainly serves it’s purpose and it looks good too. It has all the information you could possibly need if you were considering doing business with Financial Counseling Center. At the same time, it doesn’t bog you down with way too much info. Sometimes companies will put everything online. Making it just way too overwhelming to even deal with. Also, doing that hurts the company. The purpose of the website is to inform and connect the company with the consumer. If you put everything you know on your website, there’s no need for you at all. You kind of nudge yourself out. For the consumer, I guess that’s good, because they won’t have to pay for your services.

Financial Counseling Center Review: Consumer Testimonials

In Reviewing Financial Counseling Center, we gather a great many consumer testimonials. Here’s what some people had to say about working with Financial Counseling Center. One person said, “My wife and I sought financial counseling during our move to Los Angeles. We’ve so far been very pleased with their services, Their candor and their willingness to be open and honest with their clients. Although we are still in the middle of our engagement, I do not doubt we’ll continue to enjoy it.” Another consumer said, “Financial Counseling Center is a lifesaver!  I was fortunate to be introduced to Financial Counseling Center in May 2013 and felt comfortable immediately. I was facing what seemed like hopeless financial challenges and was very impressed with their calm and confident approach to my insurmountable situation. I am so grateful to the whole team for expediting my case with expert care and within unbelievably prompt timeline. These are extraordinary professionals! Earlier today, I spoke with one of the reps who graciously offered preliminary advice and recommendation about working together again to problem-solve. I highly recommend you do the same.” Another person said, “The Financial Counseling Center is a professional & easy-going company. Financial Counseling Center is very knowledgeable & helps put your mind at ease. They will answer all of your concerns while making the process very seamless.  I will continue to tell my friends & family about Financial Counseling Center!”

It’s always great to hear people sing the praises of company that deserves it. It’s always interesting to see how people compliment a company. Usually you can pick out things in reviews that will give you a hint of what the company is all about. I tried to get a testimonial that wasn’t positive. Just to mix things up and offer perspective, but I couldn’t seem to find anything. I scoured the web and could only find 5 star reviews. It’s definitely a first in my book.

 

Financial Counseling Center Review: Conclusion

Can we recommend Financial Counseling Center? Can we say that they meet the standards that we hold here at the Consumer Finance Review Board? We most certainly can say that. Judging from what we have uncovered and from what everyone is saying about then, we can definitely say that Financial Counseling Center is a place you can trust. In fact, I’ll go as far as saying they are like gem in a sea of dirt. Meaning, unlike a lot of companies out there, they aren’t just looking at you to suck you dry. They are a company that has the people’s best interest at heart, and they have the knowledge and credibility to back it up.

In this review of Financial Counseling Center,  the CFRB gives this debt consolidation company 4 stars. Check our resources page for a list of trusted companies, which have received 4 stars or better. Check Our Reviews page for more insight into trusted companies. Check our site for other  Financial Planning reviews. its great place to become more knowledgeable about the world of finance, and will shed some light on some of the scams out there.