Signature One Financial Review A Look at Charles Reid

Signature One Financial Review, Inside look

In this Signature One Financial Review, we take an inside look at Signature One Financial and its founder Charles Reid. In other Signature One Financial Reviews, we looked at the business model of Signature One Financial as well as several Signature One Financial client testimonials. In today’s Signature One Financial Review we want to get a feel for what sparks the passion for what they do and motivates Signature One Financial to go out of there way to serve the consumer with the services they provide.

Signature One Financial Review, Understanding Why

Many times, to get a clear understanding of what makes up the inner workings of a company you must understand why the founder or founders of that company started the business in the first place. The goal of this Signature One Financial Review is to do just that. By looking into why Signature One Financials founder Charles Reid got into this industry and started Signature One Financial we hope to provide an in-depth review of the inner workings of Signature One Financial to provide you with a better understanding of why Signature One Financial does what they do and how Signature One Financial has received a CFRB 5 star in all their Signature One Financial Reviews.

Signature One Financials, Charles Reid

Let’s look at Signature One Financials founder Charles Reid as the focus of this Signature One Financial Review. Straight out of college Charles Reid experienced success in the financial services industry, quickly moving up the ladder to executive management, Charles purchased his first home at the age of 27 in a beautiful gated community in Southern Ca. Charles personal financial advice came from the industries top advisors and was reviewed semiannually to assure Charles that he was ready for the future to come. By age 33 Charles married his sweetheart and soon after they received great news, she was pregnant with their 1st child.

Signature One Financial Birthed Out of Personal Trials

In this Signature One Financial Review, we look at the tragedy experienced by Charles Reid after fighting a medical battle for their first born that ended in their child’s passing. During this period Charles spent all their savings and incurred $60,000.00+ in credit card debt and just over $200,000.00 on a HELOC attached to their home. Charles had not been able to work during their fight for their child, life and with all their savings depleted and their credit maxed out Charles had to come up with some creative ideas in order to keep his head above water financially. I think you can start to see why we felt this Signature One Financial Review was so important. You see Charles was buried in debt with little to no income but with his understanding of finances and his creative drive he was able to get out from under the burden of debt and save their home.  Charles new found motivation to help consumers burdened with debt and sometimes in seemingly impossible financial situations is what birthed Signature One Financial, a full services financial firm helping people navigate through the sometimes turbulent waters of financial management. This Signature One Financial Review is meant to shed some light on Charles Reid the founder of Signature One Financial and how his passion was created to help consumers by reviewing their finances and identifying any areas that could improve their current financial situation.

An Introduction to The Founder of Signature One Financial

We have added this short YouTube video to put a face to this Signature One Financial Review.

 

Signature One Financial Review Solutions

In this Signature One Financial Review, we want to look at some of the different financial services provided through Signature One Financial and how Signature One Financials creativity and dedication sparked by Charles’s experience have created solutions for the American consumer.

  • Personal Unsecured Loans. Signature One Financial helps consumers find personal unsecured loans to pay off high-interest rate credit card debt. Signature One Financial works with Peer to Peer lenders representing literally thousands of investors making it easier to find the right loan for the consumer even when they have been turned down by conventional lending institutions. This has given Signature One Financial great reviews on the CFRB and BBB.
  • Life Insurance, Signature One Financial works with Life Insurance Professionals who interview their clients to help determine the coverage that is most affordable and provides the maximum coverage for their client’s situation. Rather than sell a “one size fits all” product they help the clients to determine what their insurance needs are and then share with them the A-rated companies that provide insurance products that can meet those needs. One more reason Signature One Financial Reviews are so favorable.
  • Retirement Planning. Signature One Financial has built a strong relationship with fee-based investment advisors working to ensure their client’s retirement goals and objectives are achieved through careful planning and deliberate implementation. These advisor’s compensation is tied to the success of their client’s portfolio creating a win-win scenario for both advisor and client.

It is these types of relationships that consistently give Signature One Financial the favorable reviews published on this website the BBB and many other online forums. Signature One Financial goes out of their way to provide financial solutions to their clients even when it means referring the client to another company for the financial service or product.

Signature One Financial Review Conclusion

The conclusion of this Signature One Financial Review, 5 Stars again

Signature One Financial Review: Update

Signature One Financial Review: Update

 

In this Signature One Financial Review I want to talk about a Full Service Financial Firm that we have reported on in the past. Recently they have upped their game, amplifying their ability to make life easier for consumers across America. Just in case this is your first time tuning in, here’s a little about Signature One Financial in this Signature One Financial Review.

Signature One Financial is a nationwide full service financial firm located in Corona, CA. Signature One Financial takes pride in its approach to make the client’s needs first even when it means recommending a competitor to provide the financial service the client needs. Signature One Financial provides a wide array of financial services to its clients designed to meet their needs by tailoring the financial product around the individual rather than trying to sell a “one size fits all” financial product. Signature One Financial helps clients manage their debt and remove what may be the single biggest roadblock to financial freedom as well as design a retirement income plan utilizing tax advantage income strategies. So that’s a little background on Signature One Financial.

 

Signature One Financial Review: Transparency

Before I get into the details of what exactly Signature One Financial does in this Signature One Financial Review, I just want to talk about something that is incredible important. Signature One Financial has continued to cooperate and work with us, allowing us to conduct our extensive reviews. They have been completely transparent during the process of each Signature One Financial Reviews we have conducted. The level of transparency they give is not something we encounter all the time. Maybe only a handful of times this has happened with other companies. That’s why we continually give them 5 star ratings.

 

Signature One Financial Review: Services Provided

So now that we have covered the basic for those who many not be the most familiar with this company, we can now move onto more of the nitty gritty. The services provided by Signature One Financial.

So, what does being a full service financial firm mean? Well, it essentially means what you think it might means. They can pretty much help you with anything that is finance related. Do you have a massive amount of debt, and a need a solution? Signature One Financial can help you find one. Are you in the market for purchasing life insurance? Signature One Financial can help you. Are you beginning to thinking about your future, and where you should be putting your money? Signature One Financial have certified financial planners who have been working in the field for years. Here’s a list of some of the major services that Signature One Financial offers:

  • Debt Free Solutions
  • Emergency Savings
  • Health Insurance
  • Life Insurance
  • Medicare for Seniors
  • Retirement Planning
  • Fixed & Market Based Strategies
  • Personal Loans

One thing to note, all their business with insurance goes through Acquire Capital Insurance Services. A company that we believe to be trusted. Investment Advisory services are provided by Acquire Capital Management, Inc. 

 

Signature One Financial Review: Consumer Testimonials

Here’s a couple of consumer testimonials that confirms what we have been saying in this Signature One Financial Review.

“I got a personal unsecured loan from Signature One for 35k which i used to pay off my credit cards. My score was in the low 600’s i think bellow 630. my rate was 12% but I saved over 120 per month compared to my credit cards and my term was for 3 years. The Signature one agent said that was because their loan was simple interest not compound like my credit cards.”

“I have enrolled in this program through Signature One Financial with many doubts but so far, one out of my five credit card debts have been settled and the process was explained to me very thoroughly by my agent Chris Gaukler and everyone has been very understanding and patient. I’m hoping that everything will continue to go as smoothly as it has been and hopefully I will be debt free soon.”

 

Signature One Financial Review: Conclusions

In this Signature One Financial Review, The CFRB gives this Company 5 stars. Check Our Reviews page for more insight into trusted companies. Check our site for reviews of all kind. It’s great place to become more knowledgeable about the world of finance, and will shed some light on some of the scams out there. Check out the previous post by clicking here.

All in all, If you are looking for a company to help you out with some major financial decisions in your life, check out Signature One Financial.

Signature One Financial Review: Personal Loans

Signature One Financial Review: Personal Loans

In this Signature One Financial Review, we are going to do something a little different. We have talked about Signature Once Financial before. Signature One Financial is a company that is incredibly trustworthy. That’s why they are listed in our Resources page. Today, I would like to highlight a certain aspect of the Signature One Financial. We have talked about their debt resolution services in great depth. Now, I would like to take a gander over at the other half of this meat and potatoes kind of company in this Signature One Financial Review. I would like to talk about personal loans.

 

Signature One Financial Review: Loan Types

In this Signature One Financial Review, I’d like to talk about the different types of loans that Signature One Financial has to offer. Before I do that, I would like to clarify exactly what a personal loan is. Personal loans are known as “unsecured” debt because they are not backed by collateral, such as your home or car, as is the case with a mortgage or auto loan, respectively. Lenders will use your credit score to help determine whether to give you a personal loan and at what interest rate

So It’s not like they just give you a lump sum and let you decided what you want to do with it. Getting a personal loan doesn’t mean you receive money to go out and buy a new MacBook Pro. If you are reading this Signature One Financial Review, and that’s what you’re thinking, then you should just stop reading now. I suppose in theory, you could take out a loan at some pay day loan joint, no questions asked. Or through a Peer-to-Peer lending bank like Rise. The issue with those places is the terms they offer, and the rates they offer. You’ll end up paying way more in the end than you originally borrowed. Let’s take a look at the loan types Signature One Financial can help you out with.

 

Signature One Loan Types:

  • Debt Consolidation Loans 
  • Home Improvement Loans 
  • Short Term & Bridge Loans
  • Auto & Vehicle Loans
  • Small Business Loans
  • Baby & Adoption Loans
  • Engagement Ring Financing
  • Wedding Loans
  • Friends & Family Loans
  • Green Loans
  • Military Loans

 

If you’re new to the world of loans, you’re probably thinking while reading this Signature One Financial Review that some of these loans shouldn’t even be a available. Wedding loans and engagement ring financing? What do those two things have to do with Signature One Financial? Well, That’s just an example of the lengths Signature One Financial is willing to go just to help you. They’ve go their bases covered, and they are ready and able to help you through whatever life may throw your way.

 

Signature One Financial Review: Benefits of a Signature One Loan

What are the benefits of using the service that Signature One Financial has to offer? Well, you get everything you could every want when dealing your personal finances, and some perks that you’ll only find in the best companies around the country.

  • Easy Application
  • Fixed Loan Rates for the Life of the Loan
  • Loans are Unsecured with NO Collateral Required
  • Loans CAN be used for ANY Purpose (i.e. Medical Expenses,
  • Vacations, Moving, etc.)

    *Except Post-Secondary Educational Student Loans

  • No Balance Transfer Requirements
  • No Cash Advance Fees
  • No Early Payoff or Pre-Payment Penalties
  • Low, Fixed Monthly Payments
  • Control in Knowing Exactly What You Owe and When It Will Be paid Off

It isn’t too often that we come back and talk about a company this frequently. Signature One Financial is one of the companies that continues to comply with CFRB regulations, and remain transparent. They give us the freedom to properly do our reviews, so we can bring you the best possible content.

 

Signature One Financial Review: Conclusion

In this Signature One Financial Review, The CFRB gives this Company 5 stars. Check Our Reviews page for more insight into trusted companies. Check our site for reviews of all kind. It’s great place to become more knowledgeable about the world of finance, and will shed some light on some of the scams out there. Check out the previous post by clicking here.

Federally Regulated Debt Relief Program

Federally Regulated Debt Relief, Debt Settlement or Debt Reduction Programs

In this post the CFRB addresses a somewhat controversial topic, the topic of the Federally Regulated Debt Relief Program also referred to as Federally Regulated Debt Settlement and or Federally regulated Debt Reduction Programs and the amendments to the telemarketing sales rule regarding Debt Relief, Debt Settlement or Debt Reduction companies brought by the Federal Trade Commission (FTC) effective in 2010 bringing needed regulation to this industry. Debt Relief, Debt Settlement or Debt Reduction programs that operate under this regulation AKA Federally Regulated Debt Relief Program or Federally Regulated Program must adhere to provisions that protect the consumer when entering into business arrangements or contracts with Debt Relief, Debt Settlement or Debt Reduction companies operating under the Federal Regulation of the FTC and provide Debt Relief services through the Federally Regulated Debt Relief Program or Federally Regulated Program for debt Relief.  Although It may sound repetitive to continue to state Federally Regulated Debt Relief Program, Federally Regulated Debt Settlement or Federally regulated Debt Reduction Program but we do so since these terminologies are frequently interchanged by different Debt Relief, Debt Settlement or Debt Reduction Companies trying to create their own brand for the Federally Regulated Debt Relief Program or Federally Regulated Program. That being said we will continue this post using the terminology Federally Regulated Debt Relief Program or Federally Regulated Program.

We have chosen the Federally Regulated Debt Relief Program or Federally Regulated Program topic due to the overwhelming negative results of our investigations on several Debt Relief, Debt Settlement and Debt Reduction companies. This is not to say that all companies providing the Federally Regulated Debt Relief Program have received bad reviews from the CFRB, companies like Signature One Financial in there initial Signature One Financial Review received our highest 5 Star rating and have maintained this 5 Star rating through several Signature One Financial Reviews and they have received supporting comments and testimonials in their Signature One Financial Reviews from consumers that have conducted business with Signature One Financial. Signature One Financial provides there Signature One Financial Liberty Program AKA Signature One Financial Federally Regulated liberty Program or Federally Regulated Liberty Program for consumers who could qualify for their personal unsecured debt consolidation loan.

 

Customer Service Is a Key Factor in The Federally Regulated Debt Relief Program

How can so many companies offering this Federally Regulated Debt Relief Program get such bad reviews while other companies offering the Federally Regulated Program for Debt Relief, Debt Settlement or Debt Reduction receive raving 5 Star reviews?

The first and obvious answer is a commitment or lack thereof to the consumer to provide a valuable service with the highest level of excellence and the fact that prior to the Federally Regulated Program some companies provided exceptional customer service and results that matched or exceeded their promises to the consumer. So many people (business owners included) will take the easy way out of any situation. In dealing with Debt Relief, Debt Settlement or Debt Reduction you are dealing with consumers that may be feeling hopeless and like they have no other options. This could make them an easy mark for business owners who are inclined to taking the path of least resistance to make a fast buck. This same scenario creates an opportunity for excellence to stand out when offering the highest level of customer service to consumers in desperate need of a Debt Relief, Debt Settlement or Debt Reduction Program.

 

That being said let’s look at the changes brought forth by the FTC in the Federally Regulated Debt Relief Program and how this Federally Regulated Program benefits the consumer looking for Debt Relief. Looking at the changes the FTC’s Telemarketing Sales Rules Amendments for Debt Relief Companies brought we must keep in mind that the underlying commitment to provide service to the consumer with or without the federal regulation will determine the companies level of excellence and overall service to the consumer in Debt Relief or any industry.

Things to Know Regarding the Federally Regulated Debt Relief Program

No Upfront Fees

  • The Debt Relief Company must complete the services promised including successful negotiation of new terms and agreements with the creditor that the consumer accepts and makes at least one payment to the creditor before the Debt Relief Company can be paid.

Dedicated Trust Account

  • The Debt Relief Company may require consumers to set aside fees and savings for payment to creditors in a Dedicated Trust Account. Debt Relief Companies can only require a dedicated trust account when these 5 conditions are met.
  • The dedicated trust account must be at an insured financial institution.
  • The consumer is the sole beneficiary or owner of the funds including interest earned in the dedicated trust account.
  • The consumer has full access to the funds at all times without penalty for withdrawal.
  • The Debt Relief Company has no ownership interest or control in the financial institution.
  • The Debt Relief Company cannot exchange any referral fees with the financial institution.

Disclosures and Prohibited Misrepresentations

  • Debt Relief Companies must disclose their fees
  • Debt Relief Companies must disclose how long it can take for consumers to see their results.
  • Debt Relief Companies must disclose the potential for negative consequences to the consumer including how the debt relief program can affect their credit, calls to the consumer from the creditor and the closing of credit cards enrolled in the Federally Regulated Debt Relief Program.
  • The Debt Relief Company is prohibited from stating performance rates that cannot be backed up by actual results

 

As always your comments are appreciated in this and all post and reviews on this web site

Staff Writer

Signature One Financial Liberty Program Review

 

Signature One Financial Liberty Program Review

In this Signature One Financial Liberty Program Review we look at Signature One Financial’s Debt Management / Debt Reduction program offered by Signature One Financial as an alternative for applicants that do not qualify for the personal unsecured debt consolidation loans offered through Signature One Financial.

The Signature One Financial Liberty Program is the name for Signature One Financial’s Debt Management / Debt Reduction Program or Debt Settlement Program. What sets the Signature One Financial Liberty Program apart from other Debt Settlement / Debt reduction / Debt Management programs is first and foremost Signature One Financial’s commitment to serve the consumer and provide customer service and communication through the whole process. Then combine 3 key factors built into the Signature One Financial Liberty Program that benefit the consumer and you have superior alternative for debt consolidation.

3 Key factors In the Signature One Financial Liberty Program

Three key factors that really separate the Signature One Financial Liberty Program from other Debt Reduction / Debt Management / Debt Settlement programs are listed bellow

  • No Upfront Fees. Meaning Signature One Financial does not earn one dime until they have successfully negotiated new terms and agreements on your debt and you have accepted and paid on the debt. This means on a 48 month term they could be working for 4 years before receiving compensation.
  • Debt Pools. Using debt pools creates greater negotiating authority when working with the wholesale or backend departments of creditors which in turn can result in greater debt reduction for the consumer than they may have received without the benefit of the debt pools.
  • Credit Reports Won’t Show You Are In A Program. This benefit helps protect your credit worthiness and allows your credit to recover much faster than if you were in a consumer credit counseling program or a bankruptcy.

Combined with all the positive comments and testimonies we have received from Signature One Financial clients we give the Signature One Financial  Liberty Program our highest 5 star rating.

 

As always please comment or send us your testimonies on this or any CFRB Review to help us bring to light the commitment of finance companies to serve the consumer.

 

Staff Writer

Signature One Financial Review…..Phase 2 Cont.

Recap of phase 2 of the Signature One Financial Review

Today we are continuing in phase 2 of the Signature One Financial Review. I f you read previous versions of the Signature One Financial Reviews especially the Signature One Financial Review phase 2 we shared how we would contact Signature One Financial and request permission from Signature One Financial to conduct random interviews with their existing clients or consumers who have done business with Signature One Financial.

Although if a company that would not permit such access it should be held against them, however the willingness of a company to allow this type of investigation  reveals their openness and honesty in regards to their commitment to serving the consumer.

Signature One Financial’s commitment to the consumer confirmed

When we contacted Signature One Financial regarding this request for our Signature One Financial ongoing Reviews we were delighted to receive there openness and agreement to allow our interviews with Signature One Financial clients.  currently we are working with Signature One Financial to create an opt-in procedure to allow us to make random contact with the Signature One Financial client base in order to conduct surveys for our Signature One Financial Reviews.

A closer look into Signature One Financial

During this conversation with Signature One Financial more light was shed to support our 5 star rating in these Signature One Financial Reviews we spoke with Chuck Reid one of the directors at Signature One Financial. Chuck shared his own story of how  he had incurred a large amount of credit card debt and how he was able to get out from under the burden of this mountain of debt. He stated that this motivated him to help other consumers by providing solutions for debt consolidations.

Signature One Financial’s Business Model

signature One Financial markets to consumers based on criteria that has proven to be the most successful in helping consumers consolidate credit card debt. They offer unsecured signature loans with fixed rates starting at 6.73% with terms of 3 to 5 years designed to lower monthly payments and get out of debt fast. These loans are simple interest loans compared to the compounding interest charged by credit card companies. In cases were the borrower cannot qualify for these loans Signature One Financial offers the  Federally Regulated Liberty Program as an alternative solution to consumers burdened with  credit card debt. We maintain our 5 star rating for the Signature One Financial Review and are looking forward to releasing the results of the Signature One Financial Review interviews/surveys of their clients

 

As always your support through comments are highly encouraged.

 

Staff Writer.