Signature One Financial Review A Look at Charles Reid

Signature One Financial Review, Inside look

In this Signature One Financial Review, we take an inside look at Signature One Financial and its founder Charles Reid. In other Signature One Financial Reviews, we looked at the business model of Signature One Financial as well as several Signature One Financial client testimonials. In today’s Signature One Financial Review we want to get a feel for what sparks the passion for what they do and motivates Signature One Financial to go out of there way to serve the consumer with the services they provide.

Signature One Financial Review, Understanding Why

Many times, to get a clear understanding of what makes up the inner workings of a company you must understand why the founder or founders of that company started the business in the first place. The goal of this Signature One Financial Review is to do just that. By looking into why Signature One Financials founder Charles Reid got into this industry and started Signature One Financial we hope to provide an in-depth review of the inner workings of Signature One Financial to provide you with a better understanding of why Signature One Financial does what they do and how Signature One Financial has received a CFRB 5 star in all their Signature One Financial Reviews.

Signature One Financials, Charles Reid

Let’s look at Signature One Financials founder Charles Reid as the focus of this Signature One Financial Review. Straight out of college Charles Reid experienced success in the financial services industry, quickly moving up the ladder to executive management, Charles purchased his first home at the age of 27 in a beautiful gated community in Southern Ca. Charles personal financial advice came from the industries top advisors and was reviewed semiannually to assure Charles that he was ready for the future to come. By age 33 Charles married his sweetheart and soon after they received great news, she was pregnant with their 1st child.

Signature One Financial Birthed Out of Personal Trials

In this Signature One Financial Review, we look at the tragedy experienced by Charles Reid after fighting a medical battle for their first born that ended in their child’s passing. During this period Charles spent all their savings and incurred $60,000.00+ in credit card debt and just over $200,000.00 on a HELOC attached to their home. Charles had not been able to work during their fight for their child, life and with all their savings depleted and their credit maxed out Charles had to come up with some creative ideas in order to keep his head above water financially. I think you can start to see why we felt this Signature One Financial Review was so important. You see Charles was buried in debt with little to no income but with his understanding of finances and his creative drive he was able to get out from under the burden of debt and save their home.  Charles new found motivation to help consumers burdened with debt and sometimes in seemingly impossible financial situations is what birthed Signature One Financial, a full services financial firm helping people navigate through the sometimes turbulent waters of financial management. This Signature One Financial Review is meant to shed some light on Charles Reid the founder of Signature One Financial and how his passion was created to help consumers by reviewing their finances and identifying any areas that could improve their current financial situation.

An Introduction to The Founder of Signature One Financial

We have added this short YouTube video to put a face to this Signature One Financial Review.

 

Signature One Financial Review Solutions

In this Signature One Financial Review, we want to look at some of the different financial services provided through Signature One Financial and how Signature One Financials creativity and dedication sparked by Charles’s experience have created solutions for the American consumer.

  • Personal Unsecured Loans. Signature One Financial helps consumers find personal unsecured loans to pay off high-interest rate credit card debt. Signature One Financial works with Peer to Peer lenders representing literally thousands of investors making it easier to find the right loan for the consumer even when they have been turned down by conventional lending institutions. This has given Signature One Financial great reviews on the CFRB and BBB.
  • Life Insurance, Signature One Financial works with Life Insurance Professionals who interview their clients to help determine the coverage that is most affordable and provides the maximum coverage for their client’s situation. Rather than sell a “one size fits all” product they help the clients to determine what their insurance needs are and then share with them the A-rated companies that provide insurance products that can meet those needs. One more reason Signature One Financial Reviews are so favorable.
  • Retirement Planning. Signature One Financial has built a strong relationship with fee-based investment advisors working to ensure their client’s retirement goals and objectives are achieved through careful planning and deliberate implementation. These advisor’s compensation is tied to the success of their client’s portfolio creating a win-win scenario for both advisor and client.

It is these types of relationships that consistently give Signature One Financial the favorable reviews published on this website the BBB and many other online forums. Signature One Financial goes out of their way to provide financial solutions to their clients even when it means referring the client to another company for the financial service or product.

Signature One Financial Review Conclusion

The conclusion of this Signature One Financial Review, 5 Stars again

Signature One Financial Review “The Get Out of Debt Guy’s Shameless Attempt to Steel Clients”

Signature One Financial Review “The Get Out of Debt Guy”

Hello again, it is time for another Signature One Financial Review. Unlike some review sites, the CFRB does not publish its reviews to attack other financial companies in order to turn their prospective clients against them while advertising competitors services on the review site. I can see how this might be a very lucrative arrangement for the review site to take but definitely one that lacks the commitment to the consumer that the CFRB is based on. Hence the reason for this Signature One Financial Review titled Signature One Financial Review “The Get Out of Debt Guy”. Like we mentioned earlier our finance company reviews are based out of our commitment to the consumer so when we see cheap shots by other review sites trying to “steer” prospective clients away from good companies by using smear techniques similar to what we see in political campaigns , well let’s just say it gets our attention. Thus the reason for this Signature One Financial Review.

Signature One Financial Review a Progressive and Consumer-Friendly Full-Service Finance Company

 

My motivation for this Signature One Financial Review started last week while I was googling some of our top-rated finance companies which is something I do from time to time to see if the finance companies have been staying true to their commitment to the consumer. When I googled Signature One Financial Review I saw an article by The Get Out of Debt Guy on Signature One Financial titled Signature One Financial Mailer Deceptive in Your Opinion? Now, this really got my attention since Signature One Financial has and still is one of our highest rated finance companies and is known as a progressive and consumer-friendly finance company.

When I read their Signature One Financial Review I was amused at the approach the Get Out of Debt Guy is using to draw consumers to their advertiser’s much of which seems to end up with one company “ Freedom Financial” or one of its affiliates. By the way, if you were to do a Google search on legal actions brought against Freedom Financial you will instantly understand that The Get Out of Debt Guy reviews are not written and published for the consumers best interest but rather as cheap shot advertising gimmick intended to smear good companies reputations and piggyback on their marketing efforts. And by the way if you really want to see something interesting try googling “The Get Out Of Debt Guy Rip Off Report” you will see numerous complaints about Steve Rhodes who is the Get Out Of Debt Guy.

Signature One Financial Review “Where`s The Beef”

So when reading the Signature One Financial Review or smear campaign published by the Get Out of Debt Guy I tried to find a solid foundation for his Signature One Financial Review but all I found was double talk. So let’s look at some bullet points in their Signature One Financial Review.

  • 1st they claim the mailer looks like a loan offer but reads like a debt settlement offer. Which is it? When I read the mailer they posted in the review it clearly stated the savings are achieved without the need for a loan.
  • 2nd they state that there is no record of Signature One Financial licensed as a lender. Signature One Financial does not promote itself as a lender but rather a full-service financial firm that connects the consumers to best firm available for the consumer’s particular needs. Sometimes it’s personal loans, retirement planning, insurance services, and debt settlement. Signature One Financial gets paid as an affiliate by the lender when doing personal loans, therefore, allowing them to work with the lender that provides the best rate and term for the consumer and does not require Signature One Financial to obtain licensing as a lender.
  • 3rd they state that Signature One Financial, LLC is not registered as a business entity in the state of California. Signature One Financial, LLC is registered as a business entity in the state of Wyoming and in California as a foreign entity doing business in the state (a very common business practice)

Signature One Financial Review Conclusion

Meanwhile, the CFRB and the BBB, as well as other online sites, have received many unsolicited very positive reviews and comments from actual consumers who have and are doing business with Signature One Financial, LLC. So in this Signature One Financial Review, we ask, Wheres The Beef.

“Where’s The Beef”?

And while articles like the one on “The Get Out of Debt Guy” may seem humorous today the confusion and miscommunication it provides to consumers who may be at a point where they are desperately seeking help could delay or even derail the consumers efforts as well as causing damage to reputations of great companies like Signature One Financial.

Therefore the cheap attempts by companies to piggyback on the marketing efforts of legitimate businesses ultimately hurts both the consumer and legitimate businesses like Signature One Financial, LLC.

Fresh Start Program Review

Fresh Start Program Review

Fresh Start Program Review

 

In this Fresh Start Program Review, we look at an innovative ground-breaking method of conducting business. The Fresh Start Program starts with all the ingredients that earned Signature One Financial their CFRB 5 Star Rating of Excellence as well as an A+ rating with the BBB and then goes a step further. The Fresh Start Program is designed to connect the consumer with the best financial services company for their unique needs, even if the best company for the consumers’ current situation is not Signature One Financial.

Fresh Start Program Cast a Wider Net

In speaking with Signature One Financial regarding this open platform for conducting business their response was actually a very simple answer. Signature One Financial stated that the Fresh Start Programs approach allows them to cast a much wider marketing net that ultimately returns them more clients that fit their expertise as well as helping consumers to find the right fit when it is outside of Signature One Financials focus. This approach sets up Signature One Financial for future referral business as well as the potential of repeat business from those consumers when their financial needs do fall within the area of expertise that Signature One Financial excels in.

Fresh Start Program Creates a Win/Win Scenario

Now while the overall cost for casting a wider marketing net with the Fresh Start Program is higher than marketing to a targeted group of consumers, the individual cost to reach a prospective consumer is less per person than filtering down to specific target markets. The marketing cost is shared by the different companies providing financial services to the consumer through affiliate marketing agreements in the Fresh Start Program. This method reduces overall marketing cost to the companies creating a saving that is passed down to the consumers in the form of value-added services.  The Fresh Start Program creates a true “Win/Win” scenario for both the consumer and the financial services company.

Fresh Start Program Connects the Right Client to The Right Company

The Fresh Start Program from Signature One Financial is truly a breakthrough in innovative marketing that helps the consumer get matched up with the best possible solution for their current financial needs and connecting the right prospective clients to the companies that are best suited to provide the financial services to meet those needs. As well as reducing cost and increasing the ability to provide value-added services to the consumer through the Fresh Start Program

Fresh Start Program Receives a 5 Star Rating from the CFRB

Based on the design of the Fresh Start Program to help the consumer find the help they need and the innovative method the Fresh Start Program uses to create a “Win/Win” scenario for both consumer and financial services company the CFRB sees this as a recipe for success. Combined with the reputation of Signature One Financial the CFRB awards the Fresh Start Program our highest rating of 5 Stars.

Like always we encourage consumers who have firsthand experience with the Fresh Start Program to comment below.

Signature One Financial Review: Update

Signature One Financial Review: Update

 

In this Signature One Financial Review I want to talk about a Full Service Financial Firm that we have reported on in the past. Recently they have upped their game, amplifying their ability to make life easier for consumers across America. Just in case this is your first time tuning in, here’s a little about Signature One Financial in this Signature One Financial Review.

Signature One Financial is a nationwide full service financial firm located in Corona, CA. Signature One Financial takes pride in its approach to make the client’s needs first even when it means recommending a competitor to provide the financial service the client needs. Signature One Financial provides a wide array of financial services to its clients designed to meet their needs by tailoring the financial product around the individual rather than trying to sell a “one size fits all” financial product. Signature One Financial helps clients manage their debt and remove what may be the single biggest roadblock to financial freedom as well as design a retirement income plan utilizing tax advantage income strategies. So that’s a little background on Signature One Financial.

 

Signature One Financial Review: Transparency

Before I get into the details of what exactly Signature One Financial does in this Signature One Financial Review, I just want to talk about something that is incredible important. Signature One Financial has continued to cooperate and work with us, allowing us to conduct our extensive reviews. They have been completely transparent during the process of each Signature One Financial Reviews we have conducted. The level of transparency they give is not something we encounter all the time. Maybe only a handful of times this has happened with other companies. That’s why we continually give them 5 star ratings.

 

Signature One Financial Review: Services Provided

So now that we have covered the basic for those who many not be the most familiar with this company, we can now move onto more of the nitty gritty. The services provided by Signature One Financial.

So, what does being a full service financial firm mean? Well, it essentially means what you think it might means. They can pretty much help you with anything that is finance related. Do you have a massive amount of debt, and a need a solution? Signature One Financial can help you find one. Are you in the market for purchasing life insurance? Signature One Financial can help you. Are you beginning to thinking about your future, and where you should be putting your money? Signature One Financial have certified financial planners who have been working in the field for years. Here’s a list of some of the major services that Signature One Financial offers:

  • Debt Free Solutions
  • Emergency Savings
  • Health Insurance
  • Life Insurance
  • Medicare for Seniors
  • Retirement Planning
  • Fixed & Market Based Strategies
  • Personal Loans

One thing to note, all their business with insurance goes through Acquire Capital Insurance Services. A company that we believe to be trusted. Investment Advisory services are provided by Acquire Capital Management, Inc. 

 

Signature One Financial Review: Consumer Testimonials

Here’s a couple of consumer testimonials that confirms what we have been saying in this Signature One Financial Review.

“I got a personal unsecured loan from Signature One for 35k which i used to pay off my credit cards. My score was in the low 600’s i think bellow 630. my rate was 12% but I saved over 120 per month compared to my credit cards and my term was for 3 years. The Signature one agent said that was because their loan was simple interest not compound like my credit cards.”

“I have enrolled in this program through Signature One Financial with many doubts but so far, one out of my five credit card debts have been settled and the process was explained to me very thoroughly by my agent Chris Gaukler and everyone has been very understanding and patient. I’m hoping that everything will continue to go as smoothly as it has been and hopefully I will be debt free soon.”

 

Signature One Financial Review: Conclusions

In this Signature One Financial Review, The CFRB gives this Company 5 stars. Check Our Reviews page for more insight into trusted companies. Check our site for reviews of all kind. It’s great place to become more knowledgeable about the world of finance, and will shed some light on some of the scams out there. Check out the previous post by clicking here.

All in all, If you are looking for a company to help you out with some major financial decisions in your life, check out Signature One Financial.

Signature One Financial Review: Personal Loans

Signature One Financial Review: Personal Loans

In this Signature One Financial Review, we are going to do something a little different. We have talked about Signature Once Financial before. Signature One Financial is a company that is incredibly trustworthy. That’s why they are listed in our Resources page. Today, I would like to highlight a certain aspect of the Signature One Financial. We have talked about their debt resolution services in great depth. Now, I would like to take a gander over at the other half of this meat and potatoes kind of company in this Signature One Financial Review. I would like to talk about personal loans.

 

Signature One Financial Review: Loan Types

In this Signature One Financial Review, I’d like to talk about the different types of loans that Signature One Financial has to offer. Before I do that, I would like to clarify exactly what a personal loan is. Personal loans are known as “unsecured” debt because they are not backed by collateral, such as your home or car, as is the case with a mortgage or auto loan, respectively. Lenders will use your credit score to help determine whether to give you a personal loan and at what interest rate

So It’s not like they just give you a lump sum and let you decided what you want to do with it. Getting a personal loan doesn’t mean you receive money to go out and buy a new MacBook Pro. If you are reading this Signature One Financial Review, and that’s what you’re thinking, then you should just stop reading now. I suppose in theory, you could take out a loan at some pay day loan joint, no questions asked. Or through a Peer-to-Peer lending bank like Rise. The issue with those places is the terms they offer, and the rates they offer. You’ll end up paying way more in the end than you originally borrowed. Let’s take a look at the loan types Signature One Financial can help you out with.

 

Signature One Loan Types:

  • Debt Consolidation Loans 
  • Home Improvement Loans 
  • Short Term & Bridge Loans
  • Auto & Vehicle Loans
  • Small Business Loans
  • Baby & Adoption Loans
  • Engagement Ring Financing
  • Wedding Loans
  • Friends & Family Loans
  • Green Loans
  • Military Loans

 

If you’re new to the world of loans, you’re probably thinking while reading this Signature One Financial Review that some of these loans shouldn’t even be a available. Wedding loans and engagement ring financing? What do those two things have to do with Signature One Financial? Well, That’s just an example of the lengths Signature One Financial is willing to go just to help you. They’ve go their bases covered, and they are ready and able to help you through whatever life may throw your way.

 

Signature One Financial Review: Benefits of a Signature One Loan

What are the benefits of using the service that Signature One Financial has to offer? Well, you get everything you could every want when dealing your personal finances, and some perks that you’ll only find in the best companies around the country.

  • Easy Application
  • Fixed Loan Rates for the Life of the Loan
  • Loans are Unsecured with NO Collateral Required
  • Loans CAN be used for ANY Purpose (i.e. Medical Expenses,
  • Vacations, Moving, etc.)

    *Except Post-Secondary Educational Student Loans

  • No Balance Transfer Requirements
  • No Cash Advance Fees
  • No Early Payoff or Pre-Payment Penalties
  • Low, Fixed Monthly Payments
  • Control in Knowing Exactly What You Owe and When It Will Be paid Off

It isn’t too often that we come back and talk about a company this frequently. Signature One Financial is one of the companies that continues to comply with CFRB regulations, and remain transparent. They give us the freedom to properly do our reviews, so we can bring you the best possible content.

 

Signature One Financial Review: Conclusion

In this Signature One Financial Review, The CFRB gives this Company 5 stars. Check Our Reviews page for more insight into trusted companies. Check our site for reviews of all kind. It’s great place to become more knowledgeable about the world of finance, and will shed some light on some of the scams out there. Check out the previous post by clicking here.

Signature One Financial Review Regarding Personal Loans

This Signature One Financial Review

In this Signature One Financial Review we will be reviewing Signature One Financial Personal Unsecured Loans.  Our reviews of these Signature One Financial personal unsecured loans will be based on actual testimonials and some of the facts regarding Simple Interest vs Compound Interest.

Signature One Financial Review Including Client Testimonials

Earlier this year we started Phase 2 of the Signature One Financial Reviews by contacting the principles at Signature One Financial and requesting permission to make random contact with the Signature One Financial client base. We were pleased at the response from Signature One Financial in permitting the CFRB to make contact with the Signature One Financial client base in order to further our Signature One Financial Reviews.

Signature One Financial Personal Unsecured Loans Perfect For Debt Consolidation

In the this CFRB Signature One Financial client testimonial review we discovered that over 90% of the Signature One Financial Personal Unsecured loan clients used the personal unsecured loans for debt consolidation primarily to pay off high interest credit card debt.  This statistic is due in part to the marketing done by Signature One Financial where they send out pre-selected notifications to consumers who fit a specific criteria that provides Signature One Financial with their highest degree of success as discussed in previous Signature One Financial Reviews and the mathematics behind Simple Interest vs. Compounding Interest.  In this Signature One Financial Review we will look at the difference between Simple Interest vs. Compounding Interest and the Signature One Financial personal unsecured loan and why it is perfect for debt consolidation when paying off high interest credit card debt.

Signature One Financial Review “How Do They Do It”

In this part of the Signature One Financial Review we ask the question “How Do They Do It”?  In reviewing Signature One Financial clients we were amazed to discover how many people with damaged credit or low credits scores were able to qualify for a Signature One Financial Personal Unsecured Loan. For example one client in particular amazed us. For the sake of identity protection we will simply refer to this client as Jane.

“Jane received a letter from Signature One Finacial in the mail stating that she had been pre-selected to receive a personal loan from Signature One Financial for up to $35,000.00. She needed the money to pay off high interest credit card debt but she knew her credit was less than needed for this type of loan.  Jane gave it a shot and called Signature One Financial and applied for the loan.  Jane was contacted the next day and informed that her credit score through Experian was 537 and that this is considered a very low credit score. The Signature One Financial representative continued to counsel Jane on why the credit score may be so low and what she could do to improve her credit score and maintain it in the future. Jane felt as if she was being let down gently but still appreciated the advice from the Signature One Financial representative. At that moment the Signature One Financial representative informed her that she was approved for a personal unsecured loan with a fixed interest rate and a term of either 3 or 5 years”.

What we said approved with a 537 credit score?  It would be hard to get a secured loan with a 537 credit score!

And that is just one of many testimonials about Signature One Financial and why we maintain our 5 star rating in our Signature One Financial Reviews.

Signature One Financial Review, Personal Unsecured Loans Are Great For Debt Consolidation

 

In this part of the Signature One Financial Review we look at the Signature One Financial Personal Unsecured Loan and why it is perfect for debt consolidation. To do this we will look into the mathematics of Simple Interest vs. Compounding Interest, but first let’s state some aspects of the Signature One Financial Unsecured Personal Loan and Credit Card debt.

The Signature One Financial Unsecured Personal Loan components are as follows:

  • Simple Interest
  • Fixed Rate
  • No Pre-Payment Penalty
  • 3 or 5 year Term

Credit Card debt components are as follows:

  • Compound Interest
  • Interest compounded against average daily balance
  • Variable Rate
  • Minimum Payments Can Go On For many Years

Simple Interest vs Compound Interest

  • Simple interest is applied to the principle loan amount
  • Compound interest is applied not only to principle amount but also to the interest it accrues.
  • Most credit cards compound their interest on an average daily balance

The mathematics for calculating simple interest are fairly simple as compared to the mathematics for calculating compound interest, but since compound interest charges interest on the interest that has accrued on the balance, carrying any balance on credit cards for more than a few months becomes very expensive. Add to that compounding interest on an average daily balance credit cards can cost you many times over the amount you originally charged.

Most consumers do not understand the complexities of the mathematics behind the compounding of interest on their credit cards making it extremely easy to get caught up in a web of credit card debt that may seem impossible to escape.

With a personal unsecured simple interest loan like the ones Signature One Financial provide you are able to stop the compounding of interest on your debt and save thousands of dollars by paying off your debt with simple interest as well as the possibility of monthly payment relief.

Signature One Financial Review Maintains A 5 Star Rating

Due to the business model and commitment to serve the consumer as supported by consumer testimonials the CFRB maintains its original 5 star rating in this Signature One Financial Review.

As always the CFRB encourages your comments on this and all the reviews published through this website.

Staff Writer