Check City Review

 In this Check City Review we are talking about a pay day loan company that has actually proven to be a rather honest company that has served the community well. Now, I am not saying you should run out to your nearest pay day loan company, and take out a loan with a 214% APR attached to it. I am simply saying that if you have already decided that’s.

In this Check City Review we found that they offers competitive fees and loan amounts. Although the online process is not as quick as going to a physical location, the in-store route is quick and efficient. You may need to provide a check to cover the loan amount when you apply in a store, but that also makes you eligible for the competitive in-store APR. With the competitive APR and fees, Check City is good choice for payday loans in Las Vegas. you’re taking, then you might as well go with a company that is somewhat honest.

Check City first opened its’ doors in 1985. We found while writing this Check City Review that since then, they have open up multiple branches across the U.S., and offer online loans to those who are unable to make it to one of their branches. Which was a good move for them. In a world, where everything that is physical is disappearing and showing up online, it’s good of them to jump on that train. I do like that they did not completely irradiate their branches. It’s such a shame when companies do that. You remove the human factor from a business, and force your consumers to deal with robots and automated voice assistants.

 

General Information

Let’s talk a little about their terms and rates in this Check City Review. For the terms, you have to remember that this a payday loan company. Meaning they are not going to offer you 3-5 years. It’s more like 8-36 business days. Which is understandable. Consider the maximum loan amount ranges between $500 and $2,500. Like I said, it all depends on your state. In terms of the rates you can get, that also depends on the state that you live, the amount you borrowed, and the term of your loan. I saw loan while writing this Check City Review that had a %270, but that’s a period 35 days. Then I saw a loan that had a %1150 interest rate, but that’s over a period of 8 days. Regardless of what you do, you’re taking a bit of a gamble. You’re always going to take a gamble when dealing pay day loan companies. Though, you might fare better with Check City.  Just something to think about.

 

Web Presence & Warning Signs

In this Check City Review I’d like to talk about a few different things. The first thing is their web presence. Their web presence is actually very good. Which is something they really can’t afford to drop the ball on. Seeing that a good portion of their business is conducted online. I have looked through their website, and it is very easy to use. The navigation was smooth, and there is plenty of information for you to look through to help you make the right decisions.

One of the things that I found to be rather refreshing in this Check City Review is how transparent Check City. Usually these companies cover up their facts, and blast you with promises of a greater tomorrow, and you either have to call or go in to one of their stores to get any answers. Check City puts all the info right on their website for you to see. This speaks volumes to me. It says that they know what they are, and they know what kind of rates they have, but that doesn’t mean they are in it to take advantage of people. Check City just scored a point in this Check City Review.

 

Consumer Testimonials

One of the reasons why I wanted to write this Check City Review is because of two things. Their consistent positive testimonials that I found online, and because of their A+ rating and accreditation on the Better Business Bureau. Seeing a payday loan company with an A+ rating on the Better Business Bureau is like seeing a unicorn swimming in Lake Lochness. Here’s what consumers are saying about Check City in this Check City Review.

“I’ve been using the services of Check City for a couple years now. I come here all the time to load my Netspend card, so I can do things like pay my bills, order my beard cosmetics, and buy concert tickets, etc. I also just found that they offer free money orders. That’s pretty amazing! The staff is always very kind, and the store is always super clean.  I also love that there open 24/7.”

There were some issues that were listed online about the company, but they were mostly location specific, they really didn’t pertain to the actual company itself. They were about things like their parking lot. Nothing really noteworthy.

 

Conclusion

In this Check City Review, can we recommend that you use their services? Yes, if it is absolutely necessary. If it’s not, then you should not even go close to a pay day loan company.  In this Check City Review the CFRB gives this company 4 stars. Check our Resources page for a list of trusted companies, which have received 4 stars or better. Check Our Reviews page for more insight into trusted companies. Check our site for other Financial Planning reviews. Its great place to become more knowledgeable about the world of finance, and will shed some light on some of the scams out there.