Student Loan Relief Group Review

In this Student Loan Relief Group Review , we want to share with you quite the comeback story. One that proves that it pays off to make the consumer the number one priority. Student Loan Relief Group, located in Santa Ana, CA, is a debt settlement/management company that offers a number of different services. Their core focus is centered on federal student loan consolidation, public service loan forgiveness, and student loan forgiveness. In recent years, many complaints surfaced from numerous sources about many aspects of the company. Including their advertising and sales tactics, delivery system, and overall service that was provided. For a while it was looking fairly grim for Student Loan Relief Group. Until recently that is.

The other day, we came across the Student Loan Relief Group page on The Better Business Bureau website. Not on page 122 where all the non-operational businesses are, but on page 1! In a bright blue banner letting everyone know that it was the BBB’s accredited business of the day.  We proceeded to investigate how such a thing came to be, and what we found was quite astonishing. Student Loan Relief Group responded and resolved every single consumer complaint on The Better Business Bureau’s Forum. This is no simple task. There were some major issues listed there. Instead of letting their ship sink, they really looked at what their consumers were saying, and made some major improvements in order to survive. Which in itself is a huge statement. It says they that their not afraid to tackle their issues head on to create a better business and experience for the consumer. Along the accreditation, the BBB awarded Student Loan Relief Group an A- for their excellence.  We at the Consumer Finance Review Board applaud Student Loan Relief Group for making a tremendous turn around and give this Student Loan Relief Group Review 4 stars

Check Our Resources page for a list of companies that have received 4 stars or better.


Staff Writer

Signature One Financial Review…..Phase 2 Cont.

Recap of phase 2 of the Signature One Financial Review

Today we are continuing in phase 2 of the Signature One Financial Review. I f you read previous versions of the Signature One Financial Reviews especially the Signature One Financial Review phase 2 we shared how we would contact Signature One Financial and request permission from Signature One Financial to conduct random interviews with their existing clients or consumers who have done business with Signature One Financial.

Although if a company that would not permit such access it should be held against them, however the willingness of a company to allow this type of investigation  reveals their openness and honesty in regards to their commitment to serving the consumer.

Signature One Financial’s commitment to the consumer confirmed

When we contacted Signature One Financial regarding this request for our Signature One Financial ongoing Reviews we were delighted to receive there openness and agreement to allow our interviews with Signature One Financial clients.  currently we are working with Signature One Financial to create an opt-in procedure to allow us to make random contact with the Signature One Financial client base in order to conduct surveys for our Signature One Financial Reviews.

A closer look into Signature One Financial

During this conversation with Signature One Financial more light was shed to support our 5 star rating in these Signature One Financial Reviews we spoke with Chuck Reid one of the directors at Signature One Financial. Chuck shared his own story of how  he had incurred a large amount of credit card debt and how he was able to get out from under the burden of this mountain of debt. He stated that this motivated him to help other consumers by providing solutions for debt consolidations.

Signature One Financial’s Business Model

signature One Financial markets to consumers based on criteria that has proven to be the most successful in helping consumers consolidate credit card debt. They offer unsecured signature loans with fixed rates starting at 6.73% with terms of 3 to 5 years designed to lower monthly payments and get out of debt fast. These loans are simple interest loans compared to the compounding interest charged by credit card companies. In cases were the borrower cannot qualify for these loans Signature One Financial offers the  Federally Regulated Liberty Program as an alternative solution to consumers burdened with  credit card debt. We maintain our 5 star rating for the Signature One Financial Review and are looking forward to releasing the results of the Signature One Financial Review interviews/surveys of their clients


As always your support through comments are highly encouraged.


Staff Writer.

HRS & Associates LLC Review

In this review of the HRS & Associates LLC Review, we want to talk about a fairly young debt settlement/management company, and how they managed to get the lowest rating possible on the Better Business Bureau. The BBB has hundreds companies listed. Many of which, come with warnings informing consumers if certain companies are no longer operating. Due to the fact that there’s a substantial amount of businesses listed, some don’t always have ratings or comments. All you see is a blank page. Well, that doesn’t seem to be the case with HRS & Associates LLC.

Not only did the Better Business Bureau go out of there way to award them with an F (The lowest rating possible), We also found numerous comments and complaints that we found to be rather alarming. The biggest area of complaint (In which more than half of the complaints gravitated towards) is in regards to the companies billing and collection system. According to numerous sources, consumers have been given the run around when it came down to paying the bill. HRS & Associates collected financial information from one consumer in particular, and did not comply when they were asked to send a copy of the billing arrangement via email. When this consumer attempted to make contact with the company, all they succeeded in finding was empty assurances from customer services representatives. According to the consumers testimonial, they still has not received the confirmation email containing her billing arrangement, and is now greatly concerned.

This is a major read flag for a debt settlement/management company. Regardless of how long the company has been a round, there’s no excuse for dropping the ball with consumers money & personal information. In an industry where credibility is capital, HRS & Associates LLC has really dropped the ball.  In this Review of HRS & Associates LLC, we issue a “warning” based on our findings and testimonials from numerous sources.

Thank You,

Staff Writer



JWB Debt Settlement Solutions Review…Warning…

In this JWB Debt Settlements Solutions Review we issue a “warning” due the first thing we investigated on the Better Business Bureau’s BBB website

  • BBB Rating “F”

Although this is not conclusive and can change over time and is not based on complaints it does show that there is 1 employee and very little evidence if any of a commitment to serve the consumer. Due to this combination we can not indorse JWB Debt settlement Solutions and advise to proceed with caution at “your own risk”

As always any additional information that can shed more light on this JWB Debt Settlement Review can be entered in the comment section and will be greatly appreciated.

Thank You

Staff Writer

Capital Debt Settlement Review….Beware….

Capital Debt Settlement out Fresno CA is receiving a proceed with caution warning in this review. This warning came up with our initial investigation through the Better Business Bureau BBB website and their warning indicates

According to the Better Business Bureau’s files , it appears that Capital Debt Settlement is no longer in operation. The telephone numbers the Better Business Bureau  has  for this company are non working, and the 411 directory shows no listing for a Capital Debt Settlement out of Fresno CA. Mail correspondence sent my USPS to Capital Debt Settlement from the Better Business Bureau is returned as undeliverable.. The BBB is recommending you seek legal advice if you have a claim against this company and we are giving them our lowest rating. We have contacted the consumers who requested this Capital Debt Settlement Review by email and recommend a halt on any new business until these matter can be cleared up and sufficiently explained.


If anyone knows any additional information that could shed more light about this Capital Debt Settlement Review please comment on this review.


Thank You

Staff Writer