SurePath Financial Solutions Review: 5 Stars

In this review of SurePath Financial Solutions, we bring to you a debt consolidation company that has caught our eye. SurePath Financial Solutions has been a local, nonprofit financial counseling agency for almost 50 years. Since the 1966, They have helped members of the community deal with and overcome the most trying financial situations. They have always tried their best to be, and will continue to try to be, an organization made up of caring, dedicated individuals willing to go the extra mile for their clients. The services they offer vary from state to state. Providing people with the highest quality counseling services continues to be their main priority. SurePath is a member of the National Foundation for Credit Counseling. The NFCC seal signifies high standards for agency accreditation, counselor certification, and policies that ensure free or low-cost confidential services. Learn more about our accreditation and standards of excellence. I wanted to talk about this company, because they are sort the poster child for financial success in the business world. They’re what every company should be aspiring to become. They’ve accomplished a few key things that I believe have really solidified them as a credible company. A company that they should be very proud of.


SurePath Financial Solutions Review: The Distinction

In this review of SurePath Financial Solutions, we would like to talk about something. It can be a remarkably trying task to try to sift through every single company out there that appears to offer the same services. They all look the same, have similar names, and all make the same promises. How do know that company you’re considering doesn’t have an ulterior motive? You might say, “Oh well look at all the wonderful things people have said about them.” Or “The prices they offer just can’t be beat.” That may be so, and yes plenty of people have said some nice things about them, but how can you be sure? Is there a defining factor that comes into play when considering a company and the future of your financial security? There most certainly is. It’s more of a question you have to ask rather than a factor. That question is, “How long has this company been around, and how is their track record?”

There are new companies being started every single day. Companies that are being spear-headed by the youth of tomorrow. Youngsters with their degrees, and hearts full of ambition. They have it all planned out. They know what they want to do, and they are going to do it. What separate these guys who have the understanding required to be successful and the ones who have been around for decades? Experience is what separates them. Not business experience, but experience with people. I’ll always choose a company that has been around since the 60’s over a company that just started yesterday. It doesn’t matter if the company is a fresh of breath air, the old company that knows what they are doing. If they are still around that means they do their jobs well. SurePath Financial Solutions is an example of that. They are company that has stood the test of time. They’ve taken their wit, candor, and life experience and have brought it into the 21st century. That takes guts, and intelligence. So many companies died out simply because they could not compete with the new contenders.


SurePath Financial Solutions Review: Consumer Testimonials

In reviewing SurePath Financial Solutions, I came across some consumer testimonials. All of which, support my thesis. Here’s what consumers have to say about Surepath Financial Solutions. One Consumer wrote, “I really appreciate your emails with tips and bits of encouragement. I enjoyed your strategies, newsletter and more on-line information. Knowing that you see the dedication it takes to make our monthly payments, even during those months that we have unexpected bills, is very important. Without the help of Surepath, we would not be starting off 2012 with the hope that someday we will be free of this burden. Thanks again for everything.” Another consumer wrote, “The freedom that I have now is amazing. I started dating again, traveling, and living without the fear of how much I needed to pay out each and every day. Thank you for your support and I have all ready started given out my success to friends, relatives, and whoever wants to hear about how I did it.”

There’s something about these particular consumer testimonials that really attest to the nobility of the company. If you notice these  testimonials are more than just suggested feedback that people respond to. These people speak of how they were once in dire straights, and SurePath Financial Solutions pulled them out. Not only did they help them out of a sticky situation, they also improved their state of living. Any company that can go beyond their required function, and make someone’s life better deserves a double thumbs up.


SurePath Financial Solutions Review: Conclusion

Can we recommend SurePathb Financial Solutions? I think we most certainly can! In fact we are proud to recommend a company of this caliber. Regardless, I encourage you to do some research of your own. Formulate your own opinions. Then come back here, and talk about it. Share your experience with us. That’s the great thing about the CFRB. WE are always monitoring the company we reviewed, just to make sure that they are up to par.

In this review of SurePath Financial Solutions, the CFRB gives this company 5 stars. Check our resources page for a list of trusted companies, which have received 4 stars or better. Check Our Reviews page for more insight into trusted companies. Check our site for other  Financial Planning reviews. its great place to become more knowledgeable about the world of finance, and will shed some light on some of the scams out there.

Development in the World of Bitcoin 2

It’s always interesting to witness when something new comes along in this world. I’m not talking about something small. I’m talking about an introduction of a systematic change. Something that attempts to challenge every thing that we have come to know and love. Something that we initially view as harmful, or hostile to the life we have become so incredibly comfortable with. In this case, the new thing I am talking about is bitcoin. The purpose or driving force behind the electronic currency is an idea. The idea that we, the consumer, can take control and put power back into our hands. The Idea that there must be a more efficient way of doing things. Ever since the release of the electric currency people have been jumping at the chance to take this medium as propel it forward in their own unique and exciting way. Understandably so, I mean how often do you get the chance to be at the front of a brand new and exciting technology. It’s a once in a lifetime opportunity. At the same time, there’s a whole other group of people who see something like bitcoin as a threat, and they immediately feel the need to make an attempt to tax it or put some sort of regulation on it. For no good reason at all either. It’s just their natural tendency. Governments and large groups of people who have been in charge for a while feel like they should get a slice of the pie because they feel they are important and deserve respect. Here’s a few stories about all this and more. Displaying the ongoing ups and downs of the bitcoin adventure.


Russia Continues Crack Down on Bitcoin

As far as Russians are concerned, the Ruble is the one and only currency to be used in the Motherland. On top of that, The Central Bank is the only entity allowed to dispense currency in Russia, regardless of whether this money comes in paper or electronic form. Any substitute currency will be classified as illegal in Russia. So bitcoin definitely falls into that category. Russia is a firm believer in the traditional paper and coins as far as transactions go.  There’s a great many countries trying to get rid of paper cash and embrace the idea of electronic currency, Russia seems to be taking a far more cautious approach. Understandably so, Like said before, many people will be apprehensive at first, simply because it challenges what they are comfortable with. For Russia, it’s their traditional banking system. Meanwhile in other part of the world, such as Europe, officials declared the digital currency a monetary “replacement.” The EU also acknowledged the potential of the electronic currency saying how the concept should not be ignored. Very Progressive of them. It’s going to be interesting to see how certain countries respond to bitcoin. I feel like countries like Russia and China are going to be a little more apprehensive when it comes to bitcoin.


German Magazine Tries Paying Employees with Bitcoin

German tech company t3n, is an outlet that publishes technology news in both print and online media. They have just revealed that they have been conducting an experiment since the Fall of 2015, which sees its employees receive €20 worth of bitcoin, with every time payday rolls around. The bitcoin payroll trial is due to a partnership between t3n and PEY, a Hannover, based bitcoin company. In a blog post by the tech publication, it revealed that adopting bitcoin as a form of salary payment will help its employees better understand the innovation. An excerpt read:”One motivation to implement the new form of salary payment [with Bitcoin], of course, is our editorial interest related to new technologies and their adoption by users. With completely new possibilities, services and startups [that are formed] with Bitcoin,” t3n also said that it’s intention is to understand and follow the development of the electronic currency beyond an “observer’s role” by getting involved with bitcoin themselves. t3n claims that it is the first employer in all of Germany to start offering payroll, even partially, with bitcoin. The PEY bitcoin payroll service currently exists in the German market alone. Definitely something to be applauded. This is a great example of how different countries will respond differently. You have Russia who is completely opposed to the idea, and then you have Germany. A Country that is not only embracing bitcoin, but attempting to integrate it into their society. They see the potential, and they aren’t just throwing it away. Then again, Germany has always been a fairly progressive country when it comes to most things. That’s what we need in this world today. More progressiveness with everything. There’s so many countries out there that still practice things that are from the stone ages.


These were just two out of many stories in the world of bitcoin. All of which were writing a 24 hour period. There’s so much activity going on in this new and exciting industry. Both good and band. One day there’s a story of how a large group of people who scammed through a fake bitcoin company, and the next day there’s news of more progressive groups utilizing the currency in a new way. More and more people are going nuts because they are beginning to realize the significance of bitcoin. Make sure you keep checking back with the Consumer Finance Review Board. We will be doing more regular updates on the world of bitcoin. Why, you might ask? Simply because it matters, and it will probably affect us all in some way. So why not get ahead of the game, and learn a thing or two. Check our resources page for a list of trusted companies, which have received 4 stars or better. Check Our Reviews page for more insight into trusted companies. Check our site for other  Financial Planning reviews. its great place to become more knowledgeable about the world of finance, and will shed some light on some of the scams out there.

Western & Southern Life Review: 2 Stars

In this review of Western & Southern Life, we bring to you a company that has sort of received some mixed review throughout its career. Since its founding in 1888, The Western and Southern Life Insurance Company (Western & Southern Life) has adhered to a basic principle: service to policyholders. High-quality personalized service has always been, and will continue to be, the company’s primary objective. The company maintains 163 offices operating in 22 states and the District of Columbia, and provides more than 1,000 licensed, experienced field personnel to asses your personal situation and make recommendations based on your individual needs. This personal touch has made the company what it is today – a financial institution recognized throughout the industry for its outstanding stability and strength. Traditional whole life and Critical Illness Insurance are issued by The Western and Southern Life Insurance Company. Universal Life, term and annuity products are issued by Western-Southern Life Assurance Company, a wholly owned subsidiary of The Western and Southern Life Insurance Company.

Western & Southern Life Review: Distinction & Controversy

When it comes to the what sets Western & Southern Life apart, there’s not a whole lot. Which is not really a bad thing. To be quite honest, you’re never really going to find a company in the world of finance that is very distinct. The only thing that set one company apart from another is perhaps their knowledge of the area in which they operate. Everyone markets themselves as being better than the other guy, but in all reality they are just all the same. Again, not a bad thing. It’s just how to world of business works. Everyone is trying to make it to the top.

As for the controversy that is mention above, it seems that Western & Southern Life’s level of credibility is in question. In reviewing Western & Southern Life, I couldn’t seem to pinpoint where the loyalty of consumers lied. After reading many different accounts from many different consumers, I’ve come to the conclusion that it’s split about 50/50. There’s a great deal of people who dislike this company, but at the same time many really love it. What makes things more complicated in the fact that The Better Business Bureau has given the company an A+ rating. Even though they are probably well aware of their history, and I know they are. On their site, there’s a whopping 24 complaints from consumers listed. Granted, they have been addressed, but I’ve seen companies with way less negative reviews with a lower rating. It really makes me question even the credibility of the Better Business Bureau. How could you give a company like Western & Southern Life an A+ rating? It certainly is quite the situation. Perhaps they are rating them on their ability to respond and resolve consumer complaints, but even then it doesn’t qualify them for an A+ rating.

Western & Southern Life Review: Consumer Testimonial

In reviewing Western & Southern Life, we came across testimonials from both sides of the fence. Here are some examples. Starting with the negative. One consumer wrote, “My Wife has had a life insurance policy with them since 1964. She passed away at the end of 2015. I am a month in to trying to get them to pay out. One delay review after another no check. They are stalling. Horrible to put someone thru this after losing their loved one.” Another consumer wrote, “I purchased a life policy in 1946 that was supposed to produce a payment of $2,500 at age 85. In those days, $2500 was a good hunk of cash. When I reached 85 and tried to claim my magnificent prize they said I couldn’t access that princely sum until I reached the age of 96. Imagine the fun they’ve had with all the interest on that stolen money.” A common theme That I noticed in some of these testimonials is the accusation of foul play. The company lures them in and offers them greatness, and takes advantage of them in the end. It really makes you think about what’s really going on inside the company and whether or not the company is truly abiding by their moral code.

Now for the positive reviews. We really couldn’t find a whole lot of positive feedback from consumers. One Consumer wrote, “This company has been a silent constant for most of my life.  Always in the background, ready if you need it.  If I pass on, it is there to help out my family.  If I don’t croak before retirement age, then I have it available as a supplement to support me financially. My premiums never change. Just a small payment every 6 months. Western & Southern Life Insurance has been around for over 122 years.  Still going strong and boasts to be one of the safest and reliable companies in the world. Quality, projected investing has allowed them to survive comfortably through the recession and successfully remained above water, even stronger than before.Besides providing life insurance, they also offer financial and retirement planning, investing, and mortgage protection. Peace of mind for my long-term goals. Danilo Ramas is the Ca licensed agent and sales representative for this branch. He has been with the company for many years. Call for a no obligation consultation and find out for yourself how important an investment in life can be!”

Western & Southern Life Review: Conclusion

Can we recommend Western & Associates? I don’t think we can. There’s too much evidence against them online for me to say they are credible. I know what sites like the Better Business Bureau think they are credible, but I just don’t buy it. I certainly hope that the people who are singing the praises of this company take another look at what the majority of folks are saying. In this review of Western & Southern Life, the CFRB gives this company 2 stars. Check our resources page for a list of trusted companies, which have received 4 stars or better. Check Our Reviews page for more insight into trusted companies. Check our site for other  Financial Planning reviews. its great place to become more knowledgeable about the world of finance, and will shed some light on some of the scams out there.