Zephyr Real Estate Review: 5 Stars

Zephyr Real Estate Review

In this Zephyr Real Estate Review, we are talking about a company that has Ignited San Francisco’s entrepreneurial spirit. Zephyr Real Estate opened it’s doors in 1978. Zephyr Real Estate is built upon a strong foundation of exceptional client care. Zephyr Real Estate has become stronger as they preserve their level of integrity, personal attention, professionalism and dedicated service.

In this Zephyr Real Estate Review we found  that they have over 300 agents who generate over $2.3 billion in annual sales. Another thing we found in this Zephyr Real Estate Review is that they have six offices with their main office located in Marin County. Through our enduring efforts, we have found that Zephyr Real Estate has fostered a strong brand to become one of the top property sellers in San Francisco. One of the things we found in this Zephyr Real Estate Review is that Zephyr Real Estate has cultivated itself as a destination company for a wide cross-section of agents and staff, with various types of life experiences and skills that strengthen our collaborative environment. By striving to increase the quality of life for our staff and creating an atmosphere that our agents can flourish in.



When it comes to the services that Zephyr Real Estate offers, it’s pretty straight forward. They act as mediators between buyers and sellers. That’s pretty much everything that a regular real estate company does. It’s hard to rate a company that is based in the world of finance on their ingenuity and distinction from other companies. All you can really rate them on is their ability to perform properly as a mediator, and I guess you can determine whether or not they treated you nice, and whether or not you should take that into account when reviewing said company. Even if a company can offer some distinction, it may be something like what Zephyr offers. Which is tech based support, and perhaps some communication through places like Facebook and twitter. Zephyr buyer services include:

  • Technology. As Zephyr agents, we are tech-enabled, so you don’t have to be. Connecting with you is always personal. While we utilize the best-in-class technology to efficiently manage the buying process, you can focus on what matters to you.
  • Local Connections. The Bay Area has been our home since 1978, and we know it well. Whether you are a long-time resident or new to the area, we will be by your side providing up-to-the-minute information and proprietary market intelligence to help you close the best deal.
  • Personal Guidance. We pride ourselves in our cadre of superior agents and culture of collaboration. We will guide you through the home-buying process from reviewing documentation and proposing the best offer price, to closing the deal while empowering you to make smart decisions.
  • Inspection Assistance. When you want to take a closer look at a property, we will be by your side. We will provide you with a short-list of established inspectors, attend the inspections with you and offer skilled direction on moving forward.
  • Closing Assistance. Zephyr knows that the escrow process can be just as overwhelming as the beginning stages. We will support you through signing the closing papers and assist you in handling any last-minute details. We’ll even spring for coffee at the end of the signing.


Consumer Testimonials  

Here is a testimonial from Yelp we came across in this Zephyr Real Estate Review:

“Worked with Peter Goss and Joost Van de Water and found them to be highly seasoned, stellar agents, with a lot of integrity. Would recommend them without reservation and whole-heartedly. They work together as a business team (which was kind of like getting double the agent power), were highly available and receptive to and patient with our (many!) questions, had an excellent sense of property value and aesthetics (often enabling them to point out flaws in prospective properties that we would not otherwise have noticed) and were also masterful in dealing with transnational/financial details of bidding.  Most importantly, they seemed genuinely more concerned with getting us into something that matched our needs and values vs. a pressured sale.  They exude a sense of wanting to do things well and right by their clients.

While touring properties throughout our housing hunt, list agents at open houses would often say things like “oh, you’re in really good hands” when we’d mention our agents names.  And they were right.  Their excellent reputation is well-deserved.  Especially given the current heated marked, I really believe that working with them made all the difference for us. In short, we’re very happy with the outcome (which is that we are in a house that we’re thrilled with) but (less intuitive given current market challenges for buyers) we were also very happy with the process along the way, and attribute that to the high degree of professionalism and hard work that both Peter and Joust consistently show.”



In this Review of Zephyr Real Estate, The CFRB gives this Real Estate Company 5 stars. Check Our Reviews page for more insight into trusted companies. Check our site for reviews of all kind. It’s great place to become more knowledgeable about the world of finance, and will shed some light on some of the scams out there. Check out the previous post by clicking here.

Gershfeld Law Group Review: 4 Stars

 Gershfeld Law Group Review


In this Gershfeld Law Group Review, we are going to be talking about a law group that has been helping people for quite a while now. The Gershfeld Law Group provides a variety of legal services, ranging from Debt Relief to Civil Litigation and Business Transactions. We pride ourselves in providing excellent legal service with a personal touch. At the Gershfeld Law Group, you are not just a name. We take pride in having a personal relationship with each one of our clients.

At the Gershfeld Law Group, they understand that the difference between success and failure is a good strategy. They goal is to put their clients in a position of strength so they can effectively achieve their goals. They do that with proper leverage and excellent negotiation skills.

The founder of the Gershfeld Law Group, is a civil litigator and trial attorney with almost seventeen years of experience handling complex personal injury lawsuits, medical and dental malpractice lawsuits, civil rights lawsuits, employment related lawsuits and construction defect lawsuits.



In this Gershfeld Law Group Review, we found that they specialize in a few different areas. Foreclosures probably being the most prominent.  The truth of the matter is foreclosures are still on the rise. The Gershfeld Law Group can help you file a civil lawsuit against the bank or your loan service provider. If you are in the process of a foreclosure, there may be various defenses available to you, such as seeking a loan modification, short-selling the property, filing for bankruptcy protection (which will place an automatic stay of the foreclosure thereby allowing you to stay in your home longer), or giving the lender the deed instead of foreclosing on the property. They also, deal in things like Debt Consolidation, and Bankruptcy. Pretty much anything that requires legal representation in the world of finance.
One thing we found in this Gershfeld Law Group Review is that their attorneys collectively have over 100 years of litigation experience. and have represented individuals and business in a wide variety of legal disputes, involving all kinds of contract issues, promissory notes, leases, business and partnership disputes, real estate disputes such as quiet title, neighbor disputes, commercial landlord/tenant matters, boundary disputes, and adverse possession.

According to their Website, they have all the attributes a law firm should have. A good law firm should have:

  • Knowledge of your industry
  • Hands-on experience
  •  Ability to handle all legal matters involved
  • Capability of taking a project from start to finish
  • Attention to detail
  • Excellent Negotiation Skills


Their lawyers have extensive experience and knowledge of residential and commercial real estate issues. Including:

Short Sales

  • Purchase and sales agreements
  • Retail, industrial and office leasing
  • Condominium and planned community documents
  • Partnership and joint venture agreements
  • Financing documents
  • Title and survey issues
  • Declarations of easements, covenants and restrictions
  • Land use and zoning restrictions
  • Environmental compliance and “brownfields” development
  • Construction contracts
  • Loan workouts
  • Agent disputes


Consumer Reviews

Despite the amount of time the company has been in business, and the rating it has on the BBB, WE found it incredibly difficult to any consumer feedback. The feedback we did find was in contrast to the rating it was given. So it might give perspective to you, the consumer.

One Consumer in this Gershfeld Law Group Review said: “When asked how they get paid, they would only say “no money from your pocket – the money is taken from the settlement with the companies (very vague) I later found out that they take some of the money that you are sending to satisfy your debt, and I believe they take their money first. Upon examination of the document sent to me when I requested a breakdown of all the money I sent, I found large amounts taken for fees (including incentive-type fees) to various members of the debt settlement division. All and all the company was not honest and “up front” about how it works.”



In this Gershfeld Law Group Review, The CFRB gives this company 4 stars for really setting the bar. Check our Resources page for a list of trusted companies, which have received 4 stars or better. Check Our Reviews page for more insight into trusted companies. Check our site for reviews of all kind. Its great place to become more knowledgeable about the world of finance, and will shed some light on some of the scams out there. Check out the previous post by clicking here.

What is the Federal Trade Commission (FTC)?

What is the Federal Trade Commission (FTC)?

What is the Federal Trade Commission?


Introduction to the FTC

The FTC is a federal agency with both consumer protection and competition jurisdiction in broad sectors of the economy. The FTC pursues law enforcement; advances consumers’ interests by sharing its expertise with federal and state legislatures and U.S. and international government agencies.


History of the FTC

The Federal Trade Commission was created on September 26, 1914. President Woodrow Wilson was the one to sign the Federal Trade Commission Act into law. The FTC opened its doors on March 16, 1915. The FTC’s mission is to protect consumers and promote competition. As the FTC celebrates its 100th anniversary, our thoughts turn to its unique mission, significant events in Commission history, and its staff, stakeholders and constituents – present and past.

Over the years, Congress has passed laws that have given the Federal Trade Commission authority to police anti-competitive practices. In 1938, Congress passed a prohibition against “unfair and deceptive acts or practices.” Since then, the Federal Trade Commission administers a wide variety of protection laws, including the Telemarketing Sales Rule, the Pay-Per-Call Rule and the Equal Credit Opportunity Act. In 1975, Congress gave the FTC the authority to adopt industry-wide trade regulation rules. On January 12, 2015, President Barack Obama visited the Commission, the first presidential visit to the Commission since 1937. It was a big day for the FTC.


The Vision of the FTC

To prevent business practices that are anti-competitive or deceptive to consumers. To enhance consumer choice and understanding of the competitive process that takes place. . To the FTC, an ideal U.S. economy should be characterized by vigorous competition among producers and consumer access to accurate information. At the same time producing high-quality products at affordable prices. The Federal Trade Commission encourages efficiency, innovation, and consumer choice.

Their Strategy:

  1. Protect Consumers: Prevent fraud, deception, and unfair business practices in the marketplace.
  2. Maintain Competition: Prevent anti-competitive mergers and other anti-competitive business practices in the marketplace.
  3. Advance Performance: Advance the FTC’s performance through organizational, individual, and management excellence.

The FTC: Enforcement

The FTC enforces federal consumer protection laws that prevent fraud, deception and unfair business practices. The Commission also enforces federal antitrust laws that prohibit anti-competitive mergers and other business practices that could lead to higher prices, fewer choices, or less innovation. Whether combating telemarketing fraud, Internet scams or price-fixing schemes, the FTC’s mission is to protect consumers and promote competition.



All in all, The Federal Trade Commission is here for you, and your protection. There’s a great plenty of people out there who would love take advantage of you if they ever got the chance.  Check our Resources page for a list of trusted companies, which have received 4 stars or better. Check Our Reviews page for more insight into trusted companies. Check our site for reviews of all kind. Its great place to become more knowledgeable about the world of finance, and will shed some light on some of the scams out there. Check out the previous post by clicking here.