It’s important to have an understanding of the world we live in. There’s a good amount of honest people in this world, but also a fairly good amount of people who are not so honest. People who have no regard for their fellow man, and who will do absolutely anything to get ahead in this life. It breaks my heart to say such a thing. I wish I could say that the majority of people aren’t out to take advantage of you, but that simply isn’t true. An outlet, in which people use is the world of Business & Finance. This is a playground for financial predators and thieves. Now with such great ease, provided by the ever advancing technological age we live in, people can rob you blind while they sit on their couch in Nigeria. Today, I’d like to bring you some tips on how to avoid online business scams.

The first and probably one of the most important tip would be in regards to the online world. If you are getting promotions from a company through email, try to find a physical address (not a P.O. Box) and phone number. With internet phone services and other web-based technologies, it’s tough to tell where someone is located. Like I said, they could be in Nigeria. The Second tip would be not to send money to a company or person you don’t know. Not to an online seller you’ve never heard of — or an online love interest who asks for money. It’s best to do business with sites you know and trust. If you think you’ve found a good deal, but you aren’t familiar with the company, check it out. Type the company or product name into google with terms like “review,” “complaint,” or “scam.” See what comes up.

The third would be not to give out your personal information to companies you are not familiar with. It doesn’t matter whether the message comes as an email, a phone call, or an ad. Don’t click on links or call phone numbers included in the message, either. It’s called phishing. The crooks behind these messages are trying to trick you into revealing sensitive information.

Finally, the most important thing to do if you come across a scam. Report it. File a complaint with the Federal Trade Commission. If you are outside the U.S., file a complaint at Do mankind a favor and help shed some light on this ever growing issue. It doesn’t help to stay quiet, and let another, more naïve, person fall victim. Be vigilant, and do your research. Don’t just jump into bed with companies you’re not familiar with. There you have it, folks. A few tips to keep you out of trouble. Stay Safe!

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Staff Writer