Signature One Financial Review Founder

Signature One Financial Review Founder

Signature One Financial Review, Inside look

Signature One Financial Review 5 Star Rating

Signature One Financial Review

In this Signature One Financial Review, we take an inside look at Signature One Financial and its founder Charles Reid. In other Signature One Financial Reviews, we looked at the business model of Signature One Financial as well as several Signature One Financial client testimonials. In today’s Signature One Financial Review we want to get a feel for what sparks the passion for what they do and motivates Signature One Financial to go out of there way to serve the consumer with the services they provide.

Signature One Financial Review, Understanding Why

Many times, to get a clear understanding of what makes up the inner workings of a company you must understand why the founder or founders of that company started the business in the first place. The goal of this Signature One Financial Review is to do just that. By looking into why Signature One Financials founder Charles Reid got into this industry and started Signature One Financial we hope to provide an in-depth review of the inner workings of Signature One Financial to provide you with a better understanding of why Signature One Financial does what they do and how Signature One Financial has received a CFRB 5 star in all their Signature One Financial Reviews.

Signature One Financials, Charles Reid

Let’s look at Signature One Financials founder Charles Reid as the focus of this Signature One Financial Review. Straight out of college Charles Reid experienced success in the financial services industry, quickly moving up the ladder to executive management, Charles purchased his first home at the age of 27 in a beautiful gated community in Southern Ca. Charles personal financial advice came from the industries top advisors and was reviewed semiannually to assure Charles that he was ready for the future to come. By age 33 Charles married his sweetheart and soon after they received great news, she was pregnant with their 1st child.

Signature One Financial Birthed Out of Personal Trials

In this Signature One Financial Review, we look at the tragedy experienced by Charles Reid after fighting a medical battle for their first born that ended in their child’s passing. During this period Charles spent all their savings and incurred $60,000.00+ in credit card debt and just over $200,000.00 on a HELOC attached to their home. Charles had not been able to work during their fight for their child, life and with all their savings depleted and their credit maxed out Charles had to come up with some creative ideas in order to keep his head above water financially. I think you can start to see why we felt this Signature One Financial Review was so important. You see Charles was buried in debt with little to no income but with his understanding of finances and his creative drive he was able to get out from under the burden of debt and save their home.  Charles new found motivation to help consumers burdened with debt and sometimes in seemingly impossible financial situations is what birthed Signature One Financial, a full services financial firm helping people navigate through the sometimes turbulent waters of financial management. This Signature One Financial Review is meant to shed some light on Charles Reid the founder of Signature One Financial and how his passion was created to help consumers by reviewing their finances and identifying any areas that could improve their current financial situation.

An Introduction to The Founder of Signature One Financial

We have added this short YouTube video to put a face to this Signature One Financial Review.

 

Signature One Financial Review Solutions

In this Signature One Financial Review, we want to look at some of the different financial services provided through Signature One Financial and how Signature One Financials creativity and dedication sparked by Charles’s experience have created solutions for the American consumer.

  • Personal Unsecured Loans. Signature One Financial helps consumers find personal unsecured loans to pay off high-interest rate credit card debt. Signature One Financial works with Peer to Peer lenders representing literally thousands of investors making it easier to find the right loan for the consumer even when they have been turned down by conventional lending institutions. This has given Signature One Financial great reviews on the CFRB and BBB.
  • Life Insurance, Signature One Financial works with Life Insurance Professionals who interview their clients to help determine the coverage that is most affordable and provides the maximum coverage for their client’s situation. Rather than sell a “one size fits all” product they help the clients to determine what their insurance needs are and then share with them the A-rated companies that provide insurance products that can meet those needs. One more reason Signature One Financial Reviews are so favorable.
  • Retirement Planning. Signature One Financial has built a strong relationship with fee-based investment advisors working to ensure their client’s retirement goals and objectives are achieved through careful planning and deliberate implementation. These advisor’s compensation is tied to the success of their client’s portfolio creating a win-win scenario for both the advisor and client.

It is these types of relationships that consistently give Signature One Financial the favorable reviews published on this website the BBB and many other online forums. Signature One Financial goes out of their way to provide financial solutions to their clients even when it means referring the client to another company for the financial service or product.

Signature One Financial Review Conclusion

Signature One Financial BBB A+ Rating

The conclusion of this Signature One Financial Review, 5 Stars again

Keats Insurance Agency, Inc. Review

Keats Insurance Agency, Inc. Review

Keats Insurance Agency, Inc. Review

 

In this Keats Insurance Agency, Inc. Review, we are talking about an Insurance company that is in Floral Park, NY. They have several branches, but they are based in the state of New York. Keats Insurance Agency, Inc. has been servicing the Floral Park community for over 20 years. Keats Insurance Agency, Inc. is an award winning and nationally recognized insurance services firm built on integrity, personal care and experience.

This Keats Insurance Agency, Inc. Review is part of our attempt to really expand the and diversify the content on the CFRB. We are actively seeking companies that are outside our home state to review. We heard some good things about Keats Insurance Agency, Inc. So, we thought we would put them through the ringer to see if they are CFRB quality.

Keats Insurance Agency, Inc. currently is in good standing with the Better Business Bureau. They hold an A+ rating and an accreditation from them. Both of which are difficult to achieve. There’s a lot of hoops you must jump through to attain such an accreditation. So, the fact they achieved one and have maintained their status is quite impressive and should be noted.

 

Keats Insurance Agency Review: Services

In terms of the services they offer, It’s pretty straight forward. They offer the services that you would find at almost any other insurance company, but also a few things that not many places offer. They can help you out if you require things like Auto Insurance, Life Insurance, Homeowners Insurance or Business Insurance. They could also help you out with Power Sports Insurance, Car Wash Insurance, Coastal Home Insurance, and few other things. So, it’s a conventional insurance company that has a few extras here and there. Which is kind of cool. They are sort of differentiating themselves from the competition.

 

Keats Insurance Agency Review: Credibility

Like I mentioned before, Keats Insurance Agency, Inc. Review has received tremendous accolades from some very credible sources, but in writing this Keats Insurance Agency Review I did notice something a bit odd. Their website really isn’t the focal point in terms of their online presence. When following the link the BBB provided, I was taken to a third-party site that seems to host many different companies. Each has their own individual profile. It’s sort of like they took everything that you would put on a website and condensed it to fit a profile. I found it a bit odd, but nothing to be alarmed about. I’d imagine that everything on that profile page is can be read in detail on their actual website.

 

 

Keats Insurance Agency Review: Consumer Testimonials

The consumer testimonials I found while writing this Keats Insurance Agency, Inc. Review were from the site that is hosting the company. I am always sort of weary when the only consumer testimonials come from a source that is so directly tied to the company. So, keep that in mind when considering Keats Insurance Agency, Inc. Here is the first testimonial:

“I’ve been working with Carmen over the past year and have had a few challenges to overcome as my situation was not typical. Despite several hurdles that were presented, she could get me the policy I needed with very fair pricing and has always been pleasant and professional to work with. I truly feel like she always had my best interest at heart. I should also mention that they were recommended to me by my family attorney who also said great things about them. Highly recommended…. don’t bother looking any further. I doubt you will find better service!”

Here is another testimonial:

“This Agency and my Agent Eric were wonderful to deal with and I am so happy to have met him. Eric went through my entire portfolio of policies. He did not just ask what I had and gave a quote. His complete review and easy to understand explanations made me understand my policies better than ever before. The best thing that happened was after I changed all my coverages to him. I knew I made the right decision. I am not pay less for my coverage’s, I am getting more value for the coverage’s I need. I will be recommending every person I know.”

I don’t usually include a third, but I felt that I should. This one is negative feedback:

“I have been with the Keats agency for several years for my homeowner’s policy. I customarily do not have to contact them. In my line of work, mortgages, I had to contact them for questions and changes to one of my customers’ accounts. The first woman I dealt with was beyond rude, she had me on hold for over 5 minutes and then disconnected my call. When I called back, she didn’t even apologize. Because of the experience I had, I will be switching to a different agent. It was absurd. This review has no reflection of my actual agent Pete mellides as he is great, but I cannot stay with an agency where the staff is so rude and unaccommodating.”

This is a perfect example of reasonable negative feedback. He recognizes that the issue is not the company, but the employee he dealt with. So hopefully the company corrected that because the employees represent the company. And it would be a shame to have employees like that attached to such a good name.

 

Keats Insurance Agency Review: Conclusion

In this Keats Insurance Agency, Inc. Review we are giving Keats Insurance Agency, Inc. 4.5 Stars. Let us know in the comment sections below what your thoughts are, or if you have any questions. Check Our Reviews page for more insight into trusted companies.

 

 

 

Lafayette Life Insurance Company Review

Lafayette Life Insurance Company Review

 

Lafayette Life Insurance Company Review 

In this Lafayette Life Insurance Company Review, I want to talk about an insurance company in Cincinnati, Ohio that has been around for more than 100 years.

Lafayette Life Insurance Company operates in the District of Columbia and every state except Alaska and New York. They are a part of the Western & Southern Financial Group. Which is a group located in Cincinnati, Ohio that is made up of financial service companies. In writing this Lafayette Life Insurance Company Review we found that they have an A+ and an accreditation from The Better Business Bureau. Which is impressive, but there’s something off about this company.

 

Lafayette Life Insurance Company Review: Services Offered

 

Lafayette Life Insurance Company provides life insurance and annuity products to individuals and small businesses. Their product portfolio includes whole life, term life, indexed universal life, indexed annuity products, and much more. They also help businesses by offering pension plan services.

Lafayette Life Insurance Company has a wide range of options for you to advantage of. They also go into detail about services they provide on their website. If you are curious, it’s certainly worth taking a look. It’s also important to note in this Lafayette Life Insurance Company Review that they are specifically a life insurance company. This is an important distinction. This isn’t like a regular insurance company that has its’ hands in ten different cookie jars. For them, there is only one cookie car.  Lafayette Life Insurance Company isn’t spread too thin.

If you are specifically looking for someone to help you with your life insurance needs, I recommend going to a company like that is specifically in business for that. Instead of going to a company that just offers life insurance services along with a ton of other things. The difference is so tremendous. When you are dealing with professionals who have specialized in an area, you are bound to get better results. It’s your money, and you should be informed so you can make the best possible decision.

 

Lafayette Life Insurance Company Review: How Credible Are They?

So, this is what I really what to talk about in this Lafayette Life Insurance Company Review, because it’s sort of hard to pin down. Lafayette Life Insurance Company has been in business for over a century. That is a remarkably long time. So, they must be doing something right. And Yet, the only real feedback I see online is negative. There’s even negative feedback on their BBB page. Granted, they have responded to the feedback on their BBB page. As for whether it was sufficient enough for the consumer; that I do not know.

With companies like Lafayette Life Insurance Company that have been around this long, sometimes the dramatic changes that are constantly happening in today’s age can be a little too much. Regardless of their efforts, the roots of Lafayette Life Insurance Company were planted over 100 years ago. Maybe that’s starting to reflect in their work.

Perhaps Lafayette Life Insurance Company is not purposely trying to upset customers. I think it’s more that they are old-fashioned, and the world isn’t really looking for old-fashioned. When this happens, it’s adapt or die. Some companies make it, and some die off. I guess we will just see what happens next with Lafayette Life Insurance Company. Having a strong online presence is critical these days. It’s how people find you, and learn to trust you. If you don’t have that, you might as well close shop.

 

Lafayette Life Insurance Company Review: Consumer Testimonial

Here’s some of the feedback we found online in this Lafayette Life Insurance Company Review:

“I have spoken to two different representatives regarding a specific form to be sent to me in lieu of a money withdrawal from our policy. Both times the representatives have failed to get this form to me. This makes me very uneasy considering the amount of money I have entrusted to this company.”

In writing this Lafayette Life Insurance Company Review¸ I really couldn’t find anything else other than another negative review from the BBB that was just too long to put into this Lafayette Life Insurance Company Review. I truly wish I had some positive feedback to contrast and compare. It would certainly help paint a better picture.

 

Lafayette Life Insurance Company Review: Conclusion

Truthfully, I don’t think there’s enough evidence to write them off as a company that can’t be trusted. At the same time, I am not going to shout their name from the roof tops. I’ll leave it to you to decide. After reading what’s online, you are more than welcome to give them a call if you feel like they could help. Personally, I would look for a company that has more reviews online.

 

Lafayette Life Insurance Company Review: Conclusion

In this Lafayette Life Insurance Company Review, we are giving Lafayette Life Insurance Company Review 3.5 Stars. Let us know in the comment sections below what your thoughts are, or if you have any questions. Check Our Reviews page for more insight into trusted companies.

 

 

 

Shaver Insurance Agency Review 2

Shaver Insurance Agency Review 2

Shaver Insurance Agency Review 2

In this second Shaver Insurance Agency Review, we are talking about an Insurance company located in Fontana, CA that we have talked about before. Back in 2015, they received a 5 Star rating. We will go over their services, track record, consumers testimonials, and at the end we will decide whether they will keep their 5 Star rating with the CFRB. So, let’s begin this second Shaver Insurance Agency Review.

 

Shaver Insurance Agency Review 2: Refresher

Shaver Insurance Agency has been in Fontana, CA since 1985. Prior to that, it was Washburn Agency. They are a BBB Accredited Company with an A+ rating that apparently has been in business for 32 years. Which is a long time, but from looking at their online activity lately, they don’t appear to be very active. Though, that is something we will discuss later.

Being an Insurance company, they cover a whole spectrum of services. Though I am led to believe in this Shaver Insurance Agency Review that they are most notably known for their life and automobile insurance services. Shaver Insurance Agency services those in need of:

  • Auto Insurance
  • Home Insurance
  • Health Insurance
  • Life Insurance
  • Commercial Insurance
  • Mobile Home Insurance
  • RV Insurance
  • Renters Insurance
  • Commercial Auto & Property
  • Mechanical Breakdown Protection
  • Stand Alone Mechanical Breakdown Insurance
  • Life and Health Insurance
  • Trucking Insurance
  • Fleet Insurance
  • Earthquake Insurance

There is an obvious emphasis on helping those insurance their motor vehicles and mobile homes. In writing this second Shaver Insurance Agency Review I found that they really appreciate large things with wheels on them.

 

Shaver Insurance Agency Review 2: Recent Activity and Credibility

In writing this second Shaver Insurance Agency Review I considered their recent activity online. The internet, while now considered as an essential tool today, can sometimes be a double-edged sword. Giving information, but being misleading and leading people astray. I have noticed a pattern recently with many different companies that have been around for a long time. They hop on board the internet train and then they go dark. There’s a million reason why this happens. In the case of Shaver Insurance Agency in this Shaver Insurance Agency Review, I have noticed the same pattern. Shaver Insurance Agency has allegedly been in Business for 32 years. You would think that would warrant some level of legacy, and yet their activity and web presence has not grown at all since we last reviewed them. If anything, it has shrunk and they have become harder to get information on.

When looking for Shaver Insurance Agency online for this Shaver Insurance Agency Review, I didn’t find much other than their website (which now is apparently is a different one than the one listed on their BBB page), A yelp page with one review, and a listing on the yellow pages websites. Certainly not a whole lot.

Why does this matter? Why do you need to take this into account when looking for the right company to help you out? Companies that have a lot of activity and hundreds of reviews shows transparency, a desire to gain the trust of the consumer, and do right by them. In the last couple of years, we have seen no effort on their part to improve their status.

 

Shaver Insurance Agency Review 2: Consumer Testimonial

Here is a Shaver Insurance Agency Review on Yelp that was written in 2016. Interestingly enough, the consumer testimonial we found last time is nowhere to be found. Meaning it was either retracted or deleted. Here’s the 2016 Yelp Review:

“I love a home owned business! This place is located down a small street in Fontana and is great! I have been helped with my auto insurance to ensure I have the best coverage at a fair price! Go here when you need help figuring what insurance plan you need!”

So, Shaver Insurance Agency is in someone’s home. Which isn’t necessarily a red flag for new companies, but for a company that has been in business for 32 it sure makes me question what’s going on. It’s certainly new information to us and makes me wonder about the validity of some of their claims.

 

Shaver Insurance Review 2: Conclusion

So where exactly do we stand with Shaver Insurance Agency? To be honest I am not entirely sure. On one hand, they have received accolades from the Better Business Bureau, but in writing this second review, I was met with many things that contradict their accreditations. Is there evidence of foul play or dishonesty? No, not at all. Though I don’t think I would be first to recommend them anymore. Simply because their presence is vague and slightly all over the place. I want to believe there are trustworthy, but we haven’t heard much from them in a while. And when it’s your money on the line, you must be careful. It’s best to assume the worst and stay safe, then assume the best and get screwed over.

In this Shaver Insurance Review, we are giving Shaver Insurance Agency 4 Stars instead of their previous 5 stars for becoming evidentially more of a coin toss than a sure bet. Let us know in the comment sections below what your thoughts are, or if you have any questions. Check Our Reviews page for more insight into trusted companies. Check our site for reviews of all kind.

Signature One Financial Review: Update

Signature One Financial Review: Update

 

In this Signature One Financial Review I want to talk about a Full Service Financial Firm that we have reported on in the past. Recently they have upped their game, amplifying their ability to make life easier for consumers across America. Just in case this is your first time tuning in, here’s a little about Signature One Financial in this Signature One Financial Review.

Signature One Financial is a nationwide full service financial firm located in Corona, CA. Signature One Financial takes pride in its approach to make the client’s needs first even when it means recommending a competitor to provide the financial service the client needs. Signature One Financial provides a wide array of financial services to its clients designed to meet their needs by tailoring the financial product around the individual rather than trying to sell a “one size fits all” financial product. Signature One Financial helps clients manage their debt and remove what may be the single biggest roadblock to financial freedom as well as design a retirement income plan utilizing tax advantage income strategies. So that’s a little background on Signature One Financial.

 

Signature One Financial Review: Transparency

Before I get into the details of what exactly Signature One Financial does in this Signature One Financial Review, I just want to talk about something that is incredible important. Signature One Financial has continued to cooperate and work with us, allowing us to conduct our extensive reviews. They have been completely transparent during the process of each Signature One Financial Reviews we have conducted. The level of transparency they give is not something we encounter all the time. Maybe only a handful of times this has happened with other companies. That’s why we continually give them 5 star ratings.

 

Signature One Financial Review: Services Provided

So now that we have covered the basic for those who many not be the most familiar with this company, we can now move onto more of the nitty gritty. The services provided by Signature One Financial.

So, what does being a full service financial firm mean? Well, it essentially means what you think it might means. They can pretty much help you with anything that is finance related. Do you have a massive amount of debt, and a need a solution? Signature One Financial can help you find one. Are you in the market for purchasing life insurance? Signature One Financial can help you. Are you beginning to thinking about your future, and where you should be putting your money? Signature One Financial have certified financial planners who have been working in the field for years. Here’s a list of some of the major services that Signature One Financial offers:

  • Debt Free Solutions
  • Emergency Savings
  • Health Insurance
  • Life Insurance
  • Medicare for Seniors
  • Retirement Planning
  • Fixed & Market Based Strategies
  • Personal Loans

One thing to note, all their business with insurance goes through Acquire Capital Insurance Services. A company that we believe to be trusted. Investment Advisory services are provided by Acquire Capital Management, Inc. 

 

Signature One Financial Review: Consumer Testimonials

Here’s a couple of consumer testimonials that confirms what we have been saying in this Signature One Financial Review.

“I got a personal unsecured loan from Signature One for 35k which i used to pay off my credit cards. My score was in the low 600’s i think bellow 630. my rate was 12% but I saved over 120 per month compared to my credit cards and my term was for 3 years. The Signature one agent said that was because their loan was simple interest not compound like my credit cards.”

“I have enrolled in this program through Signature One Financial with many doubts but so far, one out of my five credit card debts have been settled and the process was explained to me very thoroughly by my agent Chris Gaukler and everyone has been very understanding and patient. I’m hoping that everything will continue to go as smoothly as it has been and hopefully I will be debt free soon.”

 

Signature One Financial Review: Conclusions

In this Signature One Financial Review, The CFRB gives this Company 5 stars. Check Our Reviews page for more insight into trusted companies. Check our site for reviews of all kind. It’s great place to become more knowledgeable about the world of finance, and will shed some light on some of the scams out there. Check out the previous post by clicking here.

All in all, If you are looking for a company to help you out with some major financial decisions in your life, check out Signature One Financial.

Brightway Insurance Review: 4 Stars

Brightway Insurance Review: 4 Stars

In this Brightway Insurance Review, we are bringing to you an insurance company that is certainly made a name for itself in the great state of Florida. Brightway Insurance, located in Palm Beach County, Florida, is a one-stop shop for all your insurance needs in South Florida. They have one goal: To provide you peace of mind. At Brightway, they match your wants and needs with the right insurance policies to protect everything that’s important to you.

The agents at Brightway Insurance provide the best range of coverage and price in South Florida for your home, autos, family, business and much more. They give you a personal guarantee that you will have a one-of-a-kind experience while consulting with my agents. They will provide you with the appropriate coverage at the lowest possible price.

 

Brightway Insurance Review: Consumer Testimonial

Here’s some testimonials we found online regarding Brightway Insurance. Unfortunately, we could not find much other than what was posted on their own website. We did find one review, but it is not worth mentioning. It was complaint that has long been settles. Here are the reviews we did find.

“I just wanted to drop you a line and let you know that Madonna did a great job on following up with my request. In fact, I had forgotten about some forms I needed to sign, and she called to remind me. Thank you.” -Sarah K.

“Monique is very helpful and professional and always goes above and beyond. She remembered my name and information without asking me the same questions over and over. You are very lucky to employ such a great professional like Monique!” -Oleg B.

“I spoke with Kimberly today about some help I needed on my Auto insurance policy. I was impressed how she went the extra mile to help me out before I even asked. I was very pleased and would like to praise her for her great job performance. Please pass it along.” -Jason D.

“I wanted to let you know that recently I had to initiate several changes and revisions to my home policy. Through this entire process, Marianne has been extremely helpful. In addition to having a great personality, she did the one thing customers most appreciate – she kept me informed! It was a pleasure working with her; I will recommend Brightway to my associates.”

 

Brightway Insurance Review: Web Presence & Credibility

When it comes to the overall credibility with this company, I will just say this. We found them on a list of accredited companies on the BBB’s website. It’s one thing to achieve a good rating with the BBB, and then to receive an accreditation from them. It’s another thing entirely to be on the top of a list of featured companies in an area.

I will say, there is company with a name that is remarkably similar in the same state of Florida. It’s important that if you are interested, make sure to get the one in Palm Beach, Florida and not in Ft. Lauderdale. The other company is also on the BBB and is credible, but we have not done much investigating on them. So, approach at your own risk.

 

Brightway Insurance Review: Conclusion

In this Brightway Insurance Review, The CFRB gives this Company 4 stars. Check Our Reviews page for more insight into trusted companies. Check our site for reviews of all kind. It’s great place to become more knowledgeable about the world of finance, and will shed some light on some of the scams out there. Check out the previous post by clicking here.