In this Cash Advance Review, we bring another trusted pay day loan company That we have come across on the internet. Think of it as another tool you can add to your utility belt of personal finance. It’s always great to have an understanding and be aware of trusted companies near you. Regardless of the field they may be in. Whether finance or something completely different. At some point you may need their services. You know how frustrating it can be to try to find a trusted company when you’re in a rush and you need something quick.
There’s an automatic assumption that people generally have when the topic of Pay Day Loan companies are brought up. Usually People associate pay day loans with horror stories they’ve heard in the media, and warnings from friends and family members. “Stay Away!” seems to be the things that most people are saying. Even the people who have no idea what they are talking about. You know, those people who just jump on the band wagon just because everyone else has. Unfortunately, they happen to be right…in most cases. Not all, but most. PayDay loans have definitely gotten a bad wrap over the years, and rightfully so. I’ve heard my fair share of horror stories. What’s quite unfortunate, is that the people getting taken advantage of are usually good people who are in a tight spot. Though, like I said before, They aren’t all bad. We certainly talk about rotten payday loan companies here the CFRB, but whenever we find a good one, we like to shine the spotlight on it. So all the world can see.
Cash Advance Review: Introduction
Cash Advance has been operating since 1997 when they first opened their doors in Altamont, UT. In this Cash Advance Review, we found they play a different from other payday loan companies. At first glance, I thought they were the one actually providing the loan, but no. they play sort of different role. You apply through them, and then they help you find a lender. So they are really more of a middle man. Which is very interesting to me. I’ve never heard of a pay day loan affiliated company that offers such a service. It’s genius, if you ask me. In Reviewing Cash Advance we found that the Majority of Business that Cash Advance does is online. Which could potentially raise some red flags for consumers. I mean why would they want to input their personal information into a PayDay Loan website? Well, before you go and make more assumptions, let me tell you about the necessary steps Cash Advance has taken to create security for its customers. The Cash Advance website is certified by two independent services, Mcafee & Norton Security, to ensure that your personal information is secured at all time. On top of that, they have the site tested every single day, just to make sure everything is up top par. They understand the times we live in. Gone are the day where consumer information was stored in filing cabinet under lock and key. Everything is online, meaning everything is susceptible to the cruel intentions of hackers everywhere.
We also found while Reviewing Cash Advance something really cool. Cash Advance works with a large network of trusted short-term lenders. They are able to match customers with some of the most competitive lenders on the market. They really create a lot of convenience and take away the hassle that comes with shopping around for trusted companies. Which in turn, attracts more people. How many people still go to a payday loan locations. Like, physical buildings with catchy slogans on them? I haven’t seen a whole lot of them around. Everyone is making the switch. That puts Cash Advance ahead of the game.
Cash Advance Review: Web Presence
In Reviewing Cash Advance, we found Cash Advance to have fairly large web presence, but It wasn’t all that easy to find. You type in “Cash Advance” and the first thing that comes up isn’t there company logo or even a link to their websites. What comes up is a million other pay day loan websites. I guess this is the one beef I have with this company. The name is a little generic. I mean, your company name is basically what payday loan companies do; advance cash. I see a lot of companies doing this. It’s like they pick out of a generic barrel of names that are either boring or just a mouthful. If you want people to recognize you, you must have a name that sets you apart. It all starts with a name. After entering a number of specific terms, I finally came cross a number of sites referencing Cash Advance. Mostly review sites, which I will get into a little later. One thing I found While reviewing Cash Advance that sort of raised a red flag, was a link to a the Consumer Affairs page which had over 100 complaints. Flabbergasted, I clicked the link to find that the page did not exist. I highly doubt that Cash Advance attended to every single one of the complaints. I mean if they did, Kudos to them, but I don’t think that’s the case. Maybe they made some sort of deal with Consumer Affairs. Which would reflect poorly on Consumer Affairs. In a day and Age where, honesty is valued above a lot of things, hearing that A trusted site like consumer affairs struck a deal of some sort, would be very unfortunate.
In This Review of Cash Advance, I’d also like to talk about the Cash Advance website, I thought it was great. Very easy to Navigate, and remarkably informative. You can tell just by going through the site that they are really pushing the honesty card. I think they are aware of the negative feedback that the payday loan industry has gotten, and they are just taking necessary steps to earn consumer trust and approval. Which is definitely admirable. You really don’t need to go further than the front page to apply for a loan. Though, I recommend reading up on them first. Go very everything you can before you make a decision. The great thing is they have all that available. They offer complete transparency to the consumer. They understand that a peace of mind is important when dealing with financial situations.
Cash Advance Review: Consumer Testimonial
The majority of consumer testimonials I found while reviewing Cash Advance are one-sided. Mostly positive, short testimonies saying that Cash Advance was great to work with. They all sort of sounded like this, ” They are very helpful and friendly and answered all my questions.” Or like this,” Very good service catering to bad credit people like me.” The negative one we did find was rather long-winded, but we would still like to bring it up. This person gave a 1 star out of 5 rating. Which is pretty bad compared to the others which were mostly 4 or 5 star ratings. The person stated, “I was misled. You should be upfront with what needs to be done. Instead you took my 500.00 plus I had to pay $50 dollars to send it, and after all that you tell me I needed to send another $400 after I sent the money. You guys are very deceiving and I will get the word out about what you guys do. And then you have the loan person start talking about Jesus Christ and all that. I know you wont put this on the website for other people to see because if you do then you wont be able to *** other people but I can and I will post it on a facebook page and a twitter page and I will get the word out so no more people can be *** by you guys. Now there’s two ways to approach a testimonial like this. You can be in complete agreement with this person, and continue to fan the flames of hatred towards payday loans or you can look at the facts and be real logical about this. This was the only negative experience I found in a sea of positive ones. It’s very possible that the person was the one causing the problems.
Cash Advance even responded by saying, “Cash Advance NEVER asks customers to send money before receiving a loan. It sounds like you have been scammed either by someone claiming to be us or another company calling themselves Cash Advance. The lenders we work with all have upstanding reputations within the industry. If you have any further questions please feel free to contact our customer service via phone or email.”
Cash Advance Review Pro & Cons
- Cash Advance is completely transparent about their business practices.
- Cash Advance is quick and easy and the company’s site is very user-friendly
- Once you have been approved, funds can be deposited the very next day
- Bad Credit is acceptable, and long as customers comply with company requirements
- No Service fees are charged if yo decide not to proceed with the cash advance.
- Interest rates and fees are generally going to be higher than other forms of credit
- Interest Rates and Fees are not displayed until the user submits their personal information.
Mostly positives in this Review of Cash Advance, but a few things to consider before you do business with Cash Advance. Yes, you might have to pay a little extra, which would detour a lot of people, but I think it’s ultimately worth. Cash Advance offers incredible security. You’ll sleep well at night knowing your money and personal information is safe. I found the fact that rates and fees don’t show up until you submit your information to be sort of deceitful, but ultimately not out of the ordinary. Nobody, especially people who are selling something or have some sort of service they offer people, is going to put the actual rate right on their website. They show you the sticker price first, and then hit you with taxes and fees. It’s just a average marketing tactic. It really shouldn’t even be a con.
Cash Advance Review: Conclusion
Can We Recommend Cash Advance?
Yes, we can. Taking into account everything we found in this review of Cash Advance, We believe that they are honest people genuinely trying to make like a little easier for the average consumer. Which is more than you can ask any payday loan company to do. Their implementing convenient online methods, and transparency of conduct is refreshing, and they should be given a thumbs. That doesn’t mean Cash advance is perfect. No company can ever achieve true perfection. Like we stated in this review of Cash Advance, They has a few things they need to work. Thing that could really propel their company into bigger and better things. Like better SEO optimization. Nobody is going to do business with you if they can find you. Also, they need to be a little more transparent with their fees. If you want people to trust you, you have to be honest with them. Most people would rather eat a cookie that has a price tag on, than eat a “free” cookie and get charged for it after. Other than that, Cash Advance is definitely a company that I think is worth taking a look at. Although, I encourage you to always take a look at multiple companies before making any decisions. Especially if the decision will affect your personal financial life. This Cash Advance Review made to help you decide what the right thing for you is.
In this Cash Advance Review, the CFRB gives this Payday Loan Company a 4 star rating. Check Our Resources page for a list of trusted companies, which have received 4 stars or better. Check Our Reviews page for more insight into trusted companies. Check our site for other Payday loan reviews. its great place to become more knowledgeable about the world of finance, and will shed some light on some of the scams out there.
In This Review of ICM (Independent Capital Management Inc.) , we take a look at a trusted finance company that has been proudly servicing the public for years now. ICM was created for you. Built with the foresight and vision for the future. Not all wealth management and financial services firms are the same. They sure have set out to build a firm that is unique. This company offers retirement planning, education planning, financial planning, estate planning, loans, real estate and all types of insurance. Which is something that we love to see. A company that has diversity. We’ve seen it attempted before. Unfortunately, most companies come tumbling down, due to the great task of juggling all of those balls. ICM has really learned how to do it the right way. From what we have seen, they have a proven system that consumers are happy with.
We really wanted to go behind to scenes to see what employees were saying about ICM. One Employee stated, “ICM has an excellent business model based upon being independent. Being non-proprietary allows you to truly offer what is in the best interest of the client. In addition, the relationships you build with your clients are very rewarding. I have been with the company for 8 years now and have grown professionally and personally in ways you can not working for someone else.” Another Employee stated, “I have been with ICM for over 6 years now and it has been an exciting transition. Helping people with their financial concerns is quite rewarding. Another great aspect about working at ICM is the flexibility in hours. I actually can run an errand during the week instead of the weekend.”
I found it very interesting to hear that ICM allows their employees personal errand time. To the untrained mind, that would appear to be very unprofessional. To us, it shouts confidence! It says that ICM believes in their employees and trusts them, knowing that regardless of what they do during the day, they will always meet the cut! Which is great for an employee in this kind of industry, where commission is based solely on your performance. They’re not always under the thumb. They get to work their magic when the time is right! That kind of relationship with employees is a special thing to have. Bravo, ICM.
In this review of Independent Capital Management Inc., The CFRB gives this debt consolidation company a 5 star rating. Check Our Resources page for a list of trusted companies like Signature One Capital, which have received 4 stars or better. Check Our Reviews page for more insight into trusted companies like Signature One Capital.